Salt Lake County property record for 10020 S Opal Cir, Sandy, UT 84094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,184 sqft · built 1959 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $513,837 (Apr 2024) |
| Tax Bill | $4,083 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage May 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-08-376-005 |
| Primary APN | 28-08-376-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 1,184 sqft |
| Basement Area | 1,184 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Material | Tile |
| Lot Area | 16,117 sqft (0.37 acres) |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Driveway | Concrete Driveway |
| Porch | Covered Patio/Porch |
| Porch Area | 110 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 10020 S OPAL CIR |
|---|---|
| City | SANDY |
| State | UT |
| Zip | 84094-3935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1108 |
| Legal Description | LOT 403 WHITE CITY NO 3 10137-3304,3306 10287-4545 10287-4782 |
| Legal Range | 1E |
| Legal Township | 3S |
| Legal Section | 08 |
| Legal Subdivision | WHITE CITY NO 3 |
| Legal Block | 4 |
| Legal Lot Number | 403 |
| Jurisdiction | SALT LAKE UT |
| Township / Civil Division | SALT LAKE CITY |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 112604 |
10020 S Opal Cir is owned and occupied by two individuals who bought it in April 2024.
Source: Salt Lake County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10020 S OPAL CIR, SANDY, UT 84094-3935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2024 | Warranty Deed, Transfer · FHA Mortgage AMERICA FIRST FCU |
| May 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY SERVICE FCU |
| Nov 1, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on File |
| Deed Sale | Apr 4, 2024 · Amount on File |
| Prior Sale | Jan 8, 2015 · Amount on File |
| Deed Document Number | 202414224600 |
| Deed Book / Page | 11482 / 6370 |
| Prior Transfer Date | Jan 5, 2015 |
| Prior Transfer Doc | 0011973111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Recording Date | Apr 4, 2024 |
| Property Address | 10020 S OPAL CIR, SANDY, UT 84094-3935 |
| Document Number | 0014224600 |
| Book / Page | 11482 / 6370 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 14224600 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | GT TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10020 S OPAL CIR, SANDY, UT 84094-3935 |
| Document Number | 0014224601 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 14224601 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 10020 S OPAL CIR, SANDY, UT 84094-3935 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Title Company | AMERICAN SECURE TITLE, AMERICAN SECURE TITLE SL |
| Name | Verified Name |
|---|
| Document Number | 0013671291 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 11178/9446 |
| Instrument | 13671291 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jun 1, 2061 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SALT LAKE UT |
| Property Address | 10020 S OPAL CIR, SANDY, UT 84094-3935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0013114376 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 10854/7123 |
| Instrument | 13114376 |
| Name | AMERICA FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | OGDEN, UT 84405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10020 S Opal Cir was $4,083.
Source: Salt Lake County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Salt Lake County |
| Municipality | White City |
| Unified School District | Canyons School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,083.00 Homeowner's exemption | $548,500 Land $145,200 Building $403,300 | $548,500 Land $145,200 Building $403,300 |
| 2024 | $4,083.00 (+27.95%) | ||
| 2023 | $3,191.00 (-2.83%) Homeowner's exemption | $256,905 Land $70,950 Building $185,955 | $467,100 Land $129,000 Building $338,100 |
| 2022 | $3,284.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10020 S Opal Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10020 S Opal Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE CITY WID serves 15,800 people · EPA ID UTAH18019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Utah Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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