1002 Texas Ave, Lynn Haven, FL 32444 Property Records

Bay County property record for 1002 Texas Ave, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 2003
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Jan 2021)
Tax Bill	$2,547 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`10769-002-000`

Property Details

APN / Parcel Number

Primary APN	`10769-002-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,671 sqft Heated Area
Gross Area	2,318 sqft
1st Floor Area	1,671 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1,680 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	206 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1002 TEXAS AVE
City	LYNN HAVEN
State	FL
Zip	32444-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN LOTS 3 & 4 BLK 335 ORB 4346 P 1656
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	335
Legal Lot Number	3,4 4
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3045
Census Tract	1402

Owner

1002 Texas Ave is owned and occupied by an individual who bought it in January 2021.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1002 TEXAS AVE, LYNN HAVEN, FL 32444-2834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLESSOUTH BANK
Jan 5, 2021	Warranty Deed, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Jul 30, 2003 · Amount on File
Deed Document Number	2021000402
Deed Book / Page	4346 / 1656
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1002 TEXAS AVE, LYNN HAVEN, FL 32444-2834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 TEXAS AVE, LYNN HAVEN, FL 32444-2834

Mortgage

Document Number	0042940200
Date	Sep 1, 2020
Book Page	4294/200
Instrument	2020057815

Lender

Name	PEOPLESSOUTH BANK
Type	Bank
Address	BAINBRIDGE, GA 39817

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 18, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 5, 2021
Property Address	1002 TEXAS AVE, LYNN HAVEN, FL 32444-2834
Document Number	0043461656
Book / Page	4346 / 1656
Map Reference	MB 5 PG 9
Instrument Date	Dec 30, 2020
Instrument	2021000402
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3130 MAGNOLIA DR, CHIPLEY, FL 32428-7348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 TEXAS AVE, LYNN HAVEN, FL 32444-2834

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Texas Ave was $2,547 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,547.00 Homeowner's exemption	$210,940	$305,902 Land $70,000 Building $235,902
2023	$2,624.00 (+13.1%) Homeowner's exemption	$199,024 (+3%)	$282,825 (+13.6%) Land $65,500 Building $217,325
2022	$2,320.00 Homeowner's exemption	$193,227	$248,970 Land $48,000 Building $200,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 Texas Ave in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Texas Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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