1001 Texas Ave, Lynn Haven, FL 32444 Property Records

Bay County property record for 1001 Texas Ave, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 2003
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Apr 2021)
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10773-000-000`

Property Details

APN / Parcel Number

Primary APN	`10773-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Heated Area
Gross Area	2,279 sqft
1st Floor Area	1,424 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Brick
Roof Material	Shingle
Lot Area	14,985 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	566 sqft
Patio Area	152 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1001 TEXAS AVE
City	LYNN HAVEN
State	FL
Zip	32444-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNN HAVEN LOTS 19 & 20 BLK 336 ORB 2042 P 55 ORB 2281 P 838
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	336
Legal Lot Number	19,20 20
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3044
Census Tract	1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1001 TEXAS AVE, LYNN HAVEN, FL 32444-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CBM MORTGAGE INC
May 12, 2020	Deed of Trust, Mortgage INNOVATIONS FCU
Sep 19, 2019	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Sep 19, 2019 · Amount on Record
Deed Document Number	2021029571
Deed Book / Page	4394 / 1767
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 21, 2021
Property Address	1001 TEXAS AVE, LYNN HAVEN, FL 32444-2833
Document Number	0043941767
Book / Page	4394 / 1767
Map Reference	MB 5 PG 10
Instrument Date	Mar 19, 2021
Instrument	2021029571
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 15187, PANAMA CITY, FL 32406-5187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 KRYSTAL LN, LYNN HAVEN, FL 32444-4858

Mortgage

Document Number	0043941770
Date	Apr 21, 2021
Instrument	4394/1770

Lender

Name	CBM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1001 TEXAS AVE, LYNN HAVEN, FL 32444-2833
Document Number	0042511942
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6604 BRIDGE WATER WAY #604 PANAMA CITY FL 32407, 604, PANAMA CITY, FL 32407

Mortgage

Document Number	0042511942
Date	May 14, 2020
Book Page	004251/001942
Instrument	31757

Lender

Name	INNOVATIONS FCU
Type	Credit Union
Address	PANAMA CITY, FL 32406

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 13, 2035

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 19, 2019
Property Address	1001 TEXAS AVE, LYNN HAVEN, FL 32444-2833
Document Number	0041691423
Book / Page	004169 / 001423
Instrument Date	Sep 19, 2019
Instrument	82950
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$584.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 15187 PANAMA CITY FL 324065187, PANAMA CITY, FL 32406-5187

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,965.00 (+6.1%)	$263,625 (+8.48%) Land $70,000 Building $193,625	$263,625 (+8.48%) Land $70,000 Building $193,625
2023	$3,737.00 (+18.18%)	$243,010 (+14.7%) Land $65,500 Building $177,510	$243,010 (+14.7%) Land $65,500 Building $177,510
2022	$3,162.00	$211,858 Land $48,000 Building $163,858	$211,858 Land $48,000 Building $163,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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