St. Charles County property record for 1002 Howell St, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,450 sqft · built 1948 |
| Lot Size | 0.672 acres (29,256 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,681 (2024) |
| Deeds & Mortgages | May 2026 Sale May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076440A000 |
| Primary APN | 076440A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 2,900 sqft |
| 1st Floor Area | 1,450 sqft |
| Basement Area | 1,450 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Duplex Single |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 29,256 sqft (0.672 acres) |
| Lot Dimensions | 212 ft deep x 138 ft wide |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 076440A000 |
|---|---|
| Street Address | 1002 HOWELL ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2305 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AF2 |
| Legal Description | POWELL TERR ADDN LOT 18 |
| Legal Subdivision | POWELL TERR ADDN |
| Legal Lot Number | 18 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 310501 |
Source: St. Charles County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1002 HOWELL ST, SAINT CHARLES, MO 63301-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Affidavit, Transfer |
| May 13, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| May 13, 2026 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2026 |
| Deed Sale | May 13, 2026 |
| Prior Sale | May 13, 2026 · Amount on Record |
| Deed Document Number | 202622553 |
| Prior Transfer Date | Jul 1, 2025 |
| Prior Transfer Doc | 0000027869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 13, 2026 |
| Property Address | 1002 HOWELL ST, SAINT CHARLES, MO 63301-2305 |
| Document Number | 0000022551 |
| Instrument Date | May 12, 2026 |
| Instrument | 202622551 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 HOWELL ST, SAINT CHARLES, MO 63301-2305 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 13, 2026 |
| Property Address | 1002 HOWELL ST, SAINT CHARLES, MO 63301-2305 |
| Document Number | 0000022553 |
| Instrument Date | May 11, 2026 |
| Instrument | 202622553 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 HOWELL ST, SAINT CHARLES, MO 63301-2305 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 13, 2026 |
| Property Address | 1002 HOWELL ST, SAINT CHARLES, MO 63301-2305 |
| Document Number | 0000022552 |
| Instrument Date | May 11, 2026 |
| Instrument | 202622552 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1002 HOWELL ST, SAINT CHARLES, MO 63301-2305 |
| Document Number | 0000022554, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 202622554 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 5.99% |
|---|---|
| Max Rate | -1% |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $28,680 (+10.52%) | $150,950 (+10.52%) Land $45,000 Building $105,950 | |
| 2024 | $1,681.00 | ||
| 2023 | $25,951 | ||
| 2022 | $136,582 Land $45,000 Building $91,582 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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