1023 Howell St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1023 Howell St, Saint Charles, MO 63301

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,650 sqft · built 1948
Lot Size	0.198 acres (8,613 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Mar 2024)
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`076490A000`

Property Details

APN / Parcel Number

Primary APN	`076490A000`
Alternative APN	`6-014B-4132-00-0023.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,650 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	1,650 sqft
Basement Area	1,650 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,613 sqft (0.198 acres)
Lot Dimensions	99 ft deep x 87 ft wide
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	076490A000
Street Address	1023 HOWELL ST
City	SAINT CHARLES
State	MO
Zip	63301-2304
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	AF2
Legal Description	POWELL TERR ADDN LOT 23
Legal Subdivision	POWELL TERR ADDN
Legal Lot Number	23
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	4
Census Block	4006
Census Tract	310501

Owner

1023 Howell St, a duplex, is owned by a company that bought it in March 2024.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	627 BOONES LICK RD, SAINT CHARLES, MO 63301-2438
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Special Warranty Deed, Transfer · Line of Credit CENTRAL TRUST BANK
Mar 6, 2024	Correction Deed INVESTORS TITLE COMPANY
Apr 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2024 · Amount on File
Deed Sale	Mar 6, 2024 · Amount on File
Deed Document Number	20248401
Prior Transfer Date	Feb 21, 2024
Prior Transfer Doc	0000008400
Record Updated	Oct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 6, 2024
Property Address	1023 HOWELL ST, SAINT CHARLES, MO 63301-2304
Document Number	0000008401
Map Reference	MB 4 PG 145&146
Instrument Date	Mar 4, 2024
Instrument	2024R-008401
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	899 HIGHWAY Y, O FALLON, MO 63366-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 BOONES LICK RD, SAINT CHARLES, MO 63301-2438

Mortgage

Document Number	0000008402
Date	Mar 6, 2024
Instrument	2024R-008402

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 6, 2024
Property Address	1023 HOWELL ST, SAINT CHARLES, MO 63301-2304
Document Number	0000008400
Map Reference	MB 4 PG 145&146
Instrument Date	Feb 21, 2024
Instrument	2024R-008400
Record Updated	Mar 20, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	899 HIGHWAY Y, O FALLON, MO 63366-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	899 HIGHWAY Y, O FALLON, MO 63366-5204

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2019
Property Address	1023 HOWELL ST, SAINT CHARLES, MO 63301-2304
Document Number	0070532159
Book / Page	007053 / 002159
Instrument Date	Mar 13, 2019
Instrument	14520
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1117 MADISON ST ST CHARLES MO 633012774, ST CHARLES, MO 63301-2774

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2019
Property Address	1023 HOWELL ST, SAINT CHARLES, MO 63301-2304
Document Number	0070532157
Book / Page	007053 / 002157
Instrument Date	Mar 13, 2019
Instrument	145230
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 MADISON ST ST CHARLES MO 63301, ST CHARLES, MO 63301

Tax Assessment & Valuation

The 2025 property tax bill for 1023 Howell St was $1,873, up 9.1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,662 (-)	$156,117 (-) Land $45,000 Building $111,117
2025	$1,873.00 (+9.15%)	$29,662	$156,117 Land $45,000 Building $111,117
2024	$1,716.00
2023		$26,502
2022			$139,485 Land $45,000 Building $94,485

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1023 Howell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1023 Howell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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