914 E Water St, Urbana, IL 61802 Property Records

Champaign County property record for 914 E Water St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 780 sqft · built 1894
Lot Size	0.149 acres (6,489 sqft)
Owner	Individual Name on Record
Tax Bill	$1,780 (2024)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`91-21-09-354-007`

Property Details

APN / Parcel Number

Primary APN	`91-21-09-354-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Building Perimeter
1st Floor Area	780 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,489 sqft (0.149 acres)
Lot Dimensions	103 ft deep x 63 ft wide
Deck Area	456 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	914 E WATER ST
City	URBANA
State	IL
Zip	61802-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 DAVIS, N.W., 2ND ADD AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	09
Legal Subdivision	DAVIS, N.W., 2ND ADD AND OTHER LAND
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1005
Census Tract	5500

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 E WATER ST, URBANA, IL 61802-2842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	914 E WATER ST, URBANA, IL 61802-2842
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009196
Date	May 29, 2020
Instrument	2020R09196

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.25%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	914 E WATER ST, URBANA, IL 61802-2842
Document Number	0000005965
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 E WATER ST URBANA IL 618022842, URBANA, IL 61802-2842

Mortgage

Document Number	0000005965
Date	Apr 26, 2019
Instrument	5965

Lender

Name	PNC BK
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,350 (+25.96%) Land $5,870 Building $33,480	$118,050 (+25.96%) Land $17,610 Building $100,440
2024	$1,780.00 (-4.71%)
2022	$1,868.00 Homeowner's exemption Senior Citizen's exemption	$31,240 Land $4,660 Building $26,580	$93,720 Land $13,980 Building $79,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

Nearby Properties on E Water St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures