1002 Co Rd 392, Holts Summit, MO 65043 Property Records

Callaway County property record for 1002 Co Rd 392, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,769 sqft · built 1985
Lot Size	3.2 acres (139,392 sqft)
Owner	Company Name on Record
Tax Bill	$1,564 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-08.0-28.0-00-000-008.001`

Property Details

APN / Parcel Number

Primary APN	`25-08.0-28.0-00-000-008.001`
Alternative APN	`2508028000000000000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,769 sqft Living Area
1st Floor Area	1,769 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	139,392 sqft (3.2 acres)
Porch	Porch
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2508028000000008001
Street Address	1002 COUNTY ROAD 392
City	HOLTS SUMMIT
State	MO
Zip	65043-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 1/2 SW
Legal Range	11W
Legal Township	45N
Legal Section	28
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1051
Census Tract	70800

Owner

Source: Callaway County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1002 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1610
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Aug 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK
Nov 16, 2022	Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK
Aug 29, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2023
Deed Sale	Aug 29, 2023
Deed Document Number	20234373
Deed Book / Page	508 / 764
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1002 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1610
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/630
Date	Apr 17, 2024
Book Page	512/630
Instrument	202401792

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2044

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1002 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1610
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201905183
Date	Aug 29, 2019
Instrument	201905183

Lender

Name	JEFFERSON BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	1002 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1610
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000503/878
Date	Nov 16, 2022
Book Page	503/878
Instrument	202207132

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Index	1-Year CMT

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Aug 29, 2023
Property Address	1002 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1610
Document Number	000508/764
Book / Page	508 / 764
Instrument Date	Aug 29, 2023
Instrument	202304373
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 COUNTY ROAD 392, HOLTS SUMMIT, MO 65043-1610

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,564.00 (-2.43%)	$25,728 (-)	$135,410 (-)
2024	$1,603.00 (+0.06%)	$25,728 (-)	$135,410 (-)
2023	$1,602.00 (+1.84%)	$25,728 (+1.88%)	$135,410 (+1.88%)
2022	$1,573.00	$25,253 Land $1,520 Building $23,733
2021			$132,910 Land $8,000 Building $124,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 49% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
FireServe Fixed Wireless · not low latency	100 / 50
Mediacom Xtream Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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