1002 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 1002 Charter Hills Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,824 sqft · built 1969
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Dec 2023)
Tax Bill$1,196 (2025)
Deeds & MortgagesDec 2023 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1950-43-8143-000

Property Details

APN / Parcel Number

Primary APN1950-43-8143-000
Alternative APNs
  • 1743108
  • 1859959

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,824 sqft Living Area
1st Floor Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Patio Area487 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1859959
Street Address1002 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS B 49
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1065
Census Tract921000

Owner

1002 Charter Hills Rd is owned by two individuals who bought it in December 2023.

Source: Watauga County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address350 BARNES BRIDGE RD, SUNNYVALE, TX 75182-9108
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Warranty Deed, Transfer
Nov 4, 2020Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 13, 2023 · Amount on File
Deed SaleDec 13, 2023 · Amount on File
Prior SaleMay 24, 2013 · Amount on File
Deed Document Number2023737052
Deed Book / Page2364 / 725
Record UpdatedOct 29, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 13, 2023
Property Address1002 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048
Document Number0023640726
Book / Page2364 / 726
Map ReferenceMB 4 PG 40
Instrument DateDec 8, 2023
Instrument737052
Transaction TypeTransfer
Record UpdatedDec 28, 2023

Transaction

AmountAmount on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14224 LEE HWY, BRISTOL, VA 24202-4316

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 BARNES BRIDGE RD, SUNNYVALE, TX 75182-9108

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address1002 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1002 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8048

Mortgage

Document Number0021390197
DateNov 4, 2020
Book Page2139/197
Instrument697793
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term271 Months
DueJun 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 1002 Charter Hills Rd was $1,196.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$340,000 (-) Land $25,500 Building $314,500
2025$1,196.00$340,000 Land $25,500 Building $314,500
2024$337,100 Land $25,500 Building $311,600
2023$280,100 Land $25,500 Building $254,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1002 Charter Hills Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1002 Charter Hills Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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