910 Charter Hills Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 910 Charter Hills Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,502 sqft · built 1970
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Sep 2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Jul 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-43-9204-000

Property Details

APN / Parcel Number

Primary APN1950-43-9204-000
Alternative APNs
  • 1828557
  • 1853917
  • 1867613

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,502 sqft Living Area
1st Floor Area420 sqft
AtticAttic
Attic Area420 sqft
Basement Area576 sqft
Finished Basement420 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialWood Shingle
Lot Area13,504 sqft (0.31 acres)
PorchPorch
Porch Area168 sqft
Patio Area494 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1867613
Street Address910 CHARTER HILLS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS B 043
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1065
Census Tract921000

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2129 WRIGHT AVE, GREENSBORO, NC 27403-1634
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2025Warranty Deed, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Jul 14, 2022Warranty Deed, Transfer
Apr 29, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleJul 14, 2022 · Amount on Record
Deed Document Number2025753280
Deed Book / Page2449 / 557
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateSep 10, 2025
Property Address910 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8047
Document Number0024490557
Book / Page2449 / 557
Map ReferenceMB 4 PG 40
Instrument DateSep 10, 2025
Instrument753280
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$950.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address910 BAMA RD, BRANDON, FL 33511-6913

Transferred To (Grantee/Buyer)

NameVerified Name
Address2129 WRIGHT AVE, GREENSBORO, NC 27403-1634

Mortgage

Document Number0000753281
DateSep 10, 2025
Instrument753281
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJul 14, 2022
Property Address910 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8047
Document Number0022860544
Book / Page2286 / 544
Map ReferenceMB 4 PG 40
Instrument DateJul 9, 2022
Instrument722366
Transaction TypeTransfer
Record UpdatedJul 28, 2022

Transaction

AmountAmount Recorded
Tax$805.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 BAMA RD, BRANDON, FL 33511-6913

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateApr 29, 2021
Property Address910 CHARTER HILLS RD, BEECH MOUNTAIN, NC 28604-8047
Document Number0021860829
Book / Page2186 / 829
Map ReferenceMB 4 PG 164
Instrument DateApr 29, 2021
Instrument705631
Transaction TypeTransfer
Record UpdatedJan 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10677 FLOWES STORE RD, 10677, MIDLAND, NC 28107-9416

Transferred To (Grantee/Buyer)

NameVerified Name
Address11016 HARRISONS CROSSING AVE, CHARLOTTE, NC 28277-2773
InvestorPossibly a Property Investor

Mortgage

Document Number0000705632
DateApr 29, 2021
Instrument705632
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$267,700 (-) Land $11,800 Building $255,900
2025$267,700 (-) Land $11,800 Building $255,900
2024$267,700 (-) Land $11,800 Building $255,900$267,700 Land $11,800 Building $255,900
2023$267,700 Land $11,800 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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