10017 Florence Cir, Naples, FL 34119 Property Records

Collier County property record for 10017 Florence Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 2020
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$625,912 (Sep 2020)
Tax Bill	$8,439 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`531550 303B20`

Property Details

APN / Parcel Number

Primary APN	`531550 303B20`
Alternative APN	`64917000689`

Interior

Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)
Pool Area	270 sqft
Deck Area	550 sqft

Location & Zoning

Street Address	10017 FLORENCE CIR
City	NAPLES
State	FL
Zip	34119-9819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALAZZO AT NAPLES LOT 30
Legal Range	26
Legal Township	48
Legal Section	20
Legal Subdivision	PALAZZO AT NAPLES
Legal Tract	531550
Legal Block	2
Legal Lot Number	30
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2002
Census Tract	11207

Owner

10017 Florence Cir is owned and occupied by an individual who bought it in September 2020.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	10017 FLORENCE CIR, NAPLES, FL 34119-9819
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Nov 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Sep 11, 2020	Special Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on File
Deed Sale	Sep 11, 2020 · Amount on File
Deed Document Number	20205921998
Deed Book / Page	5814 / 2871
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10017 FLORENCE CIR, NAPLES, FL 34119-9819
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10017 FLORENCE CIR, NAPLES, FL 34119-9819

Mortgage

Document Number	0065071910
Date	Sep 12, 2025
Book Page	6507/1910
Instrument	6729574

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10017 FLORENCE CIR, NAPLES, FL 34119-9819
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10017 FLORENCE CIR, NAPLES, FL 34119-9819

Mortgage

Document Number	0061920690
Date	Nov 21, 2022
Book Page	6192/690
Instrument	6332064

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Feb 1, 2052

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 11, 2020
Property Address	10017 FLORENCE CIR, NAPLES, FL 34119-9819
Document Number	0058142871
Book / Page	5814 / 2871
Map Reference	MB 57 PG 35-39
Instrument Date	Sep 1, 2020
Instrument	5921998
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	WESTMINSTER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,382.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10017 FLORENCE CIR, NAPLES, FL 34119-9819
Investor	Possibly a Property Investor

Mortgage

Document Number	0058142873
Date	Sep 11, 2020
Instrument	5814/2873

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10017 Florence Cir was $8,439 with exemptions applied.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$843,315 (-6.77%) Land $381,172 Building $462,143	$843,315 (-6.77%) Land $381,172 Building $462,143
2025	$8,439.00 Homeowner's exemption	$904,535 Land $422,504 Building $482,031	$904,535 Land $422,504 Building $482,031
2023	$7,469.00 (+10.19%)	$598,633 (+1%)	$912,279 (+24.03%) Land $396,333 Building $515,946
2022	$6,778.00	$544,212	$735,531 Land $188,259 Building $547,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10017 Florence Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 108 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10017 Florence Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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