10015 Verbena Ln, Spring Valley, CA 91977 Property Records

San Diego County property record for 10015 Verbena Ln, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,404 sqft · built 1986
Lot Size	0.74 acres (3,210 sqft)
Owner	2 Individual Names on File
Last Sale	$279,000 (Oct 2012)
Tax Bill	$4,802 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-181-30-00`

Property Details

APN / Parcel Number

Primary APN	`580-181-30-00`
Alternative APN	`5801803100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,404 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	3,210 sqft (0.74 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5801803100
Street Address	10015 VERBENA LN
City	SPRING VALLEY
State	CA
Zip	91977-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 56 TR 010545
Legal Subdivision	COUNTY COUNTY/SAN DIEGO #4074-
Legal Tract	010545
Legal Block	1
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13909

Owner

10015 Verbena Ln is owned and occupied by two individuals who bought it in October 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10015 VERBENA LN, SPRING VALLEY, CA 91977-6530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2012 · Amount on File
Deed Sale	Oct 31, 2012 · Amount on File
Prior Sale	Jan 10, 2002 · Amount on File
Deed Document Number	2012677200
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10015 VERBENA LN, SPRING VALLEY, CA 91977-6530
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 VERBENA LN, SPRING VALLEY, CA 91977-6530

Mortgage

Document Number	0000414954
Date	Jun 3, 2021
Instrument	2021-0414954

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10015 VERBENA LN, SPRING VALLEY, CA 91977-6530
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10015 VERBENA LN, SPRING VALLEY, CA 91977-6530

Mortgage

Document Number	0000206240
Date	Mar 17, 2021
Instrument	2021-0206240

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jun 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10015 VERBENA LN, SPRING VALLEY, CA 91977-6530
Document Number	0000059742
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10015 VERBENA LN SPRING VALLEY CA 919776530, SPRING VALLEY, CA 91977-6530

Mortgage

Document Number	0000059742
Date	Feb 20, 2019
Instrument	59742

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 19, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 10015 Verbena Ln was $4,802.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$350,427 (+2%) Land $100,479 Building $249,948
2025	$4,802.00	$343,557 Land $98,509 Building $245,048
2023	$4,462.00 (+1.71%)	$330,219 Land $94,685 Building $235,534
2022	$4,387.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10015 Verbena Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10015 Verbena Ln is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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