Montgomery County property record for 10011 Gardiner Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,306 sqft · built 2009 |
| Lot Size | 0.181 acres (7,868 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $785,000 (Jan 2022) |
| Tax Bill | $9,456 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01127183 |
| Primary APN | 13-01127183 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,306 sqft Living Area |
| Gross Area | 3,606 sqft |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,868 sqft (0.181 acres) |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Deck Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01127183 |
|---|---|
| Street Address | 10011 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-5111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | MCKENNEY HILLS |
| Legal Subdivision | MCKENNEY HILLS |
| Legal Block | D |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 704000 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10011 GARDINER AVE, SILVER SPRING, MD 20902-5111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2022 · Amount on Record |
| Deed Sale | Jan 6, 2022 · Amount on Record |
| Prior Sale | Mar 16, 2010 · Amount on Record |
| Deed Book / Page | 64988 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 6, 2022 |
| Property Address | 10011 GARDINER AVE, SILVER SPRING, MD 20902-5111 |
| Document Number | 0649880314 |
| Book / Page | 64988 / 314 |
| Map Reference | MB 27 PL 1700 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Title Company | HUTTON PATT TITLE, HUTTON PATT T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10011 GARDINER AVE, SILVER SPRING, MD 20902-5111 |
| Document Number | 0064988325 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 64988/325 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10011 GARDINER AVE, SILVER SPRING, MD 20902-5111 |
| Document Number | 0591720012 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10011 GARDINER AVE SILVER SPRING MD 209025111, SILVER SPRING, MD 20902-5111 |
| Document Number | 0591720012 |
|---|---|
| Date | Mar 5, 2020 |
| Book Page | 059172/000012 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $878,333 (+8.37%) | $946,200 (-) Land $289,900 Building $656,300 | |
| 2025 | $9,456.00 (+27.03%) | $810,467 (+14.09%) | $946,200 (+27.42%) Land $289,900 Building $656,300 |
| 2023 | $710,367 | $742,600 Land $289,900 Building $452,700 | |
| 2022 | $7,444.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Feb 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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