10008 Gardiner Ave, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10008 Gardiner Ave, Silver Spring, MD 20902

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,060 sqft · built 1953
Lot Size0.214 acres (9,308 sqft)
Owner2 Individual Names on Record
Last Sale$775,000 (Mar 2026)
Tax Bill$7,598 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01127478

Property Details

APN / Parcel Number

Primary APN13-01127478
Alternative APN
  • 01127478

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,060 sqft Living Area
1st Floor Area1,260 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area9,308 sqft (0.214 acres)
PorchOpen Porch
Porch Area390 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number01127478
Street Address10008 GARDINER AVE
CitySILVER SPRING
StateMD
Zip20902-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal DescriptionMCKENNEY HILLS
Legal SubdivisionMCKENNEY HILLS
Legal BlockL
Legal Lot Number7
JurisdictionMONTGOMERY MD
Township / Civil Division13
Census Block Group2
Census Block2014
Census Tract704000

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3820 CHAPLIN PL, 1110, CHEVY CHASE, MD 20815-4172
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2026Deed, Transfer · VA Mortgage
GUILD MORTGAGE CO
Jul 10, 2017Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2026 · Amount on Record
Deed SaleMar 3, 2026 · Amount on Record
Prior SaleJul 10, 2017 · Amount on Record
Deed Book / Page70195 / 492
Record UpdatedSep 20, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateMar 3, 2026
Property Address10008 GARDINER AVE, SILVER SPRING, MD 20902-5112
Document Number0701950492
Book / Page70195 / 492
Map ReferenceMB 45 PL 3363
Instrument DateFeb 27, 2026
Transaction TypeTransfer
Record UpdatedMar 19, 2026
Title CompanyKVS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,937.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10008 GARDINER AVE, SILVER SPRING, MD 20902-5112

Mortgage

Document Number0070195502
DateMar 3, 2026
Instrument70195/502
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2056

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJul 10, 2017
Property Address10008 GARDINER AVE, SILVER SPRING, MD 20902-5112
Document Number0545710001
Book / Page54571 / 001
Map ReferenceMB45 PL3363
Instrument DateMay 10, 2017
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyBRENNAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,187.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1008 GARDINER AVE, SILVER SPRING, MD 20902

Mortgage

Document Number0005457111
DateJul 10, 2017
Instrument54571/11
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$679,700 (+4.71%)$710,300 (-) Land $297,400 Building $412,900
2025$7,598.00 (+23.02%) Homeowner's exemption$649,100 (+9.86%)$710,300 (+14.84%) Land $297,400 Building $412,900
2023$590,867$618,500 Land $297,400 Building $321,100
2022$6,176.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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