1001 Robert St, Coldwater, OH 45828 Property Records

Mercer County property record for 1001 Robert St, Coldwater, OH 45828

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,385 sqft · built 2013
Lot Size	0.433 acres (18,900 sqft)
Owner	2 Individual Names on File
Last Sale	$59,920 (May 2013)
Tax Bill	$5,990 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-012551.0111`

Property Details

APN / Parcel Number

Primary APN	`05-012551.0111`
Alternative APN	`08-28-251-035`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
Basement Area	2,385 sqft
Unfinished Basement	2,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	18,900 sqft (0.433 acres)
Lot Dimensions	135 ft deep x 140 ft wide
Garage Type	Attached

Location & Zoning

Street Address	1001 ROBERT ST
City	COLDWATER
State	OH
Zip	45828-1177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WENNING ACRES THIRD ADDITION LOT #1643
Legal Subdivision	WENNING ACRES THIRD ACRES
Legal Lot Number	1643
Jurisdiction	MERCER OH
Township / Civil Division	BUTLER
Census Block Group	3
Census Block	3001
Census Tract	967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1001 ROBERT ST, COLDWATER, OH 45828-1177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2017	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Nov 2, 2020	Deed of Trust, Mortgage SUPERIOR CU
Nov 5, 2020	Deed of Trust, Mortgage SUPERIOR CU
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2013 · Amount on File
Deed Sale	May 10, 2013 · Amount on File
Deed Document Number	20132896
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	1001 ROBERT ST, COLDWATER, OH 45828-1177
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700004159
Date	Sep 6, 2017
Instrument	201700004159

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 5, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	1001 ROBERT ST, COLDWATER, OH 45828-1177
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007041
Date	Nov 2, 2020
Instrument	202000007041

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	1001 ROBERT ST, COLDWATER, OH 45828-1177
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000007120
Date	Nov 5, 2020
Instrument	202000007120

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount on Record
Term	239 Months
Due	Oct 28, 2040

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER OH
Property Address	1001 ROBERT ST, COLDWATER, OH 45828-1177
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300004073
Date	Oct 17, 2023
Instrument	202300004073

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 10, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mercer County
County Subdivision	Butler Township
Municipality	Coldwater Village
Unified School District	Coldwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,990.00	$179,940 (-) Land $25,830 Building $154,110
2024	$5,990.00 (-0.6%)	$179,940 (-) Land $25,830 Building $154,110
2023	$6,026.00 (+19.11%)	$179,940 (+33.87%) Land $25,830 Building $154,110	$514,100 (+33.88%) Land $73,800 Building $440,300
2022	$5,059.00	$134,410 Land $18,660 Building $115,750
2020			$384,000 Land $53,300 Building $330,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1989)
Most Recent Claim	May 1989 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber · Fixed Wireless	2,000 / 2,000
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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