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1001 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1001 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,660 sqft · built 2004
Lot Size0.15 acres (6,534 sqft)
OwnerCompany Name on File
Last Sale$207,000 (Jan 2005)
Tax Bill$3,005 (2025)
Deeds & MortgagesOct 2022 Mortgage
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN103201-0760

Property Details

APN / Parcel Number

Primary APN103201-0760

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,660 sqft Living Area
Gross Area2,260 sqft
1st Floor Area1,660 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area266 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1001 OAK ARBOR CIR
CitySAINT AUGUSTINE
StateFL
Zip32084-8530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50/42-48 HERITAGE PARK PHASE 1A LOT 76 OR2359/1497
Legal Range29E
Legal Township07S
Legal Section57
Legal SubdivisionHERITAGE PARK PHASE 1A
Legal Phase1A
Legal Block1
Legal Lot Number76
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1005
Census Tract20903

Owner

Source: St. Johns County records · APN 103201-0760

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1001 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
KIND LENDING LLC
Jan 21, 2020Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 20, 2005 · Amount on Record
Deed SaleJan 20, 2005 · Amount on Record
Prior SaleNov 30, 2004 · Amount on Record
Deed Document Number20055210
Deed Book / Page2359 / 1497
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1001 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530
Transaction TypeMortgage
Record UpdatedOct 19, 2022
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530

Mortgage

Document Number0056451448
DateOct 07, 2022
Book Page5645/1448
Instrument2022094410
Lender
NameKIND LENDING LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1001 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8530
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048690372
DateJan 21, 2020
Book Page4869/0372
Instrument2020004818
Lender
NameCENTERSTATE BANK NA
TypeBank
AddressSAINT AUGUSTINE, FL 32084
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueDec 13, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$158,831 (+2.7%)$302,435 (+4.49%) Land $85,000 Building $217,435
2025$3,005.00 (+12.42%) Homeowner's exemption$154,655 (+5.99%)$289,448 (-2.63%) Land $80,000 Building $209,448
2024$2,673.00 (+4.62%)
2023$2,555.00 (+2.45%) Homeowner's exemption$145,918 (+3%)$297,267 (+1.1%) Land $90,000 Building $207,267
2022$2,494.00 Homeowner's exemption$141,668$294,024 Land $80,640 Building $213,384

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 40 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
35 of 40 on primary residences

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,724 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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