992 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 992 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,433 sqft Living Area
Lot Size	7,840 sqft (0.18 acres)
Garage	Attached, 440 sqft
Last Sale	$310,000 (2024)
Tax Bill	$5,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`103201-0480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,433 sqft Living Area
Gross Area	1,873 sqft Gross Area
1st Floor Area	1,433 sqft 1st Floor
Stories	1 Story
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	440 sqft Garage
Patio Area	170 sqft Patio
Porch	Slab
Porch Area	25 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	992 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 48 OR6000/496
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	48
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20903

Owner

Source: St. Johns County records · APN 103201-0480

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1591 SILVER SANDS AVE, NAPLES, FL 34109-1534
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2024 · Amount on Record
Deed Sale	Aug 08, 2024 · Amount on Record
Prior Sale	Sep 07, 2018 · Amount on Record
Deed Document Number	202462605
Deed Book / Page	6000 / 496
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 07, 2018
Property Address	992 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510
Document Number	0046090494
Book / Page	4609 / 0494
Map Reference	MB50 PG42-48
Instrument Date	Aug 30, 2018
Instrument	2018065274
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ESTATE TITLE OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	879 E RED HOUSE BRANCH RD, 879, SAINT AUGUSTINE, FL 32084-6504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8510

Mortgage

Document Number	2018065275
Date	Sep 07, 2018
Instrument	2018065275

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,839 (+5.38%) Land $85,000 Building $198,839	$283,839 (+5.38%) Land $85,000 Building $198,839
2025	$5,081.00 (+60.74%)	$269,347 (+46.75%)	$269,347 (-3%) Land $80,000 Building $189,347
2024	$3,161.00 (+4.15%)
2023	$3,035.00 (+2.4%) Homeowner's exemption	$183,541 (+3%)	$277,687 (+1.03%) Land $90,000 Building $187,687
2022	$2,964.00 Homeowner's exemption	$178,195	$274,862 Land $80,640 Building $194,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.