1001 Chisholm Estates Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1001 Chisholm Estates Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,320 sqft · built 2007
Lot Size	0.287 acres (12,545 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Oct 2020)
Tax Bill	$6,337 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`137999`

Property Details

APN / Parcel Number

Primary APN	`137999`
Alternative APN	`302531285800010130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,320 sqft Heated Area
Gross Area	3,051 sqft
1st Floor Area	2,320 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,545 sqft (0.287 acres)
Garage Type	Finished
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Porch Area	269 sqft
Deck Area	680 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	137999
Street Address	1001 CHISHOLM ESTATES DR
City	SAINT CLOUD
State	FL
Zip	34771-8907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	CHISHOLM ESTATES PB 18 PG 16-17 LOT 13
Legal Range	31E
Legal Township	25S
Legal Section	30
Legal Subdivision	CHISHOLM ESTATES
Legal Tract	2858
Legal Block	1
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1032
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1001 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC
Mar 7, 2018	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	May 2, 2014 · Amount on Record
Deed Document Number	2020138745
Deed Book / Page	5812 / 1205
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 14, 2020
Property Address	1001 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907
Document Number	0058121205
Book / Page	5812 / 1205
Map Reference	MB 18 PG 16
Instrument Date	Sep 29, 2020
Instrument	2020138745
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2332 TRANQUILITY LN, 2332, GREEN COVE SPRINGS, FL 32043-9471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907

Mortgage

Document Number	0058121207
Date	Oct 14, 2020
Instrument	5812/1207

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1001 CHISHOLM ESTATES DR, SAINT CLOUD, FL 34771-8907
Document Number	0053001195
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1001 CHISHOLM ESTATES DR ST CLOUD FL 347718907, ST CLOUD, FL 34771-8907

Mortgage

Document Number	0053001195
Date	Mar 13, 2018
Book Page	005300/001195
Instrument	41353

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,337.00 (+2.67%) Homeowner's exemption	$410,500 (+1.53%) Land $65,000 Building $345,500	$410,500 (+1.53%) Land $65,000 Building $345,500
2023	$6,172.00 (+21.31%) Homeowner's exemption	$404,300 (+36.27%) Land $65,000 Building $339,300	$404,300 (+36.27%) Land $65,000 Building $339,300
2022	$5,088.00	$296,700 Land $55,000 Building $241,700	$296,700 Land $55,000 Building $241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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