Howard County property record for 10009 Fall Rain Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,620 sqft · built 2005 |
| Lot Size | 0.276 acres (12,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $925,000 (Jun 2023) |
| Tax Bill | $12,487 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-567231 |
| Primary APN | 06-567231 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,620 sqft Total Area |
| Basement Area | 1,482 sqft |
| Finished Basement | 1,482 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,028 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 567231 |
|---|---|
| Street Address | 10009 FALL RAIN DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-5763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 36 12,028 SQ' 10009 FALL RAIN DR EMERSON S-2 PH-1B |
| Legal Subdivision | EMERSON |
| Legal Phase | 1B |
| Legal Lot Number | 36 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 606808 |
Source: Howard County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10009 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 13, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Prior Sale | Sep 13, 2019 · Amount on Record |
| Deed Book / Page | 22013 / 430 |
| Prior Transfer Date | Aug 24, 2011 |
| Prior Transfer Doc | 0134220246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 20, 2023 |
| Property Address | 10009 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Document Number | 0220130430 |
| Book / Page | 22013 / 430 |
| Map Reference | PL 15205 |
| Instrument Date | Jun 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | ATLANTIC TITLE AND ESCROW COMPANY, ATLANTIC TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10009 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Investor | Possibly a Property Investor |
| Document Number | 0022013438 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 22013/438 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10009 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 10009 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Document Number | 0214400243 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 21440/243 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 13, 2019 |
| Property Address | 10009 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Document Number | 0188880198 |
| Book / Page | 18888 / 198 |
| Map Reference | PL 15205 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,562.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10009 FALL RAIN DR, LAUREL, MD 20723-5763 |
| Document Number | 18888205 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 18888/205 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $882,967 (+8.49%) | $1,021,100 (+25.46%) Land $281,600 Building $739,500 | |
| 2025 | $12,487.00 (+5.83%) | $813,900 (+13.33%) Land $206,600 Building $607,300 | $813,900 (-) Land $206,600 Building $607,300 |
| 2024 | $11,799.00 (+56.34%) | ||
| 2023 | $718,167 (+7.14%) | $813,900 (+21.42%) Land $206,600 Building $607,300 | |
| 2022 | $7,547.00 Homeowner's exemption | $670,300 Land $191,600 Building $478,700 | $670,300 Land $191,600 Building $478,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
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