10004 Fall Rain Dr, Laurel, MD 20723 Property Records

Howard County property record for 10004 Fall Rain Dr, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,100 sqft · built 2003
Lot Size	0.205 acres (8,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$635,000 (Sep 2019)
Tax Bill	$10,159 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-566537`

Property Details

APN / Parcel Number

Primary APN	`06-566537`
Alternative APN	`566537`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,100 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,914 sqft (0.205 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	566537
Street Address	10004 FALL RAIN DR
City	LAUREL
State	MD
Zip	20723-5762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 2 8,914 SQ' 10004 FALL RAIN DR EMERSON SEC 2 PH 1B
Legal Subdivision	EMERSON
Legal Phase	1B
Legal Lot Number	2
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3003
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10004 FALL RAIN DR, LAUREL, MD 20723-5762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 23, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Jun 25, 2003 · Amount on Record
Deed Book / Page	18903 / 277
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10004 FALL RAIN DR, LAUREL, MD 20723-5762
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	SILK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204260474
Date	Apr 8, 2021
Book Page	20426/474

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 23, 2019
Property Address	10004 FALL RAIN DR, LAUREL, MD 20723-5762
Document Number	0189030277
Book / Page	18903 / 277
Map Reference	PL 15205
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	MASTERS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10004 FALL RAIN DR, LAUREL, MD 20723-5762

Mortgage

Document Number	18903282
Date	Sep 23, 2019
Instrument	18903/282

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,159.00 (-0.62%) Homeowner's exemption	$743,567 (+7.37%)	$845,700 (+22.12%) Land $267,600 Building $578,100
2025	$10,222.00 (+58.8%) Homeowner's exemption	$692,500 (+13.16%) Land $192,600 Building $499,900	$692,500 (-) Land $192,600 Building $499,900
2023		$611,967	$692,500 Land $192,600 Building $499,900
2022	$6,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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