10004 NW Circle Dr, Richmond, IL 60071 Property Records

McHenry County property record for 10004 NW Circle Dr, Richmond, IL 60071

Property Summary

Property Type	Single Family Home
Details	6 bd · 1,354 sqft · built 1965
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2022)
Tax Bill	$5,369 (2024)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-16-228-022`

Property Details

APN / Parcel Number

Primary APN	`04-16-228-022`

Interior

Bedrooms	6 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,354 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	1,354 sqft
Basement Area	1,200 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	385 sqft
Deck Area	193 sqft

Location & Zoning

Street Address	10004 NW CIRCLE DR
City	RICHMOND
State	IL
Zip	60071-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0033102 LT 108 1ST ADDN TO HILLVIEW
Legal Subdivision	1ST ADDN TO HILL
Legal Block	228
Legal Lot Number	108
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1040
Census Tract	870104

Owner

10004 NW Circle Dr is owned and occupied by an individual who bought it in September 2022.

Source: McHenry County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	10004 NW CIRCLE DR, RICHMOND, IL 60071-9544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on File
Deed Sale	Sep 22, 2022 · Amount on File
Prior Sale	Jan 11, 2012 · Amount on File
Deed Document Number	202233102
Prior Transfer Date	Oct 8, 2012
Prior Transfer Doc	0000051394
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 22, 2022
Property Address	10004 NW CIRCLE DR, RICHMOND, IL 60071-9544
Document Number	0000033102
Map Reference	MB 14 PG 30
Instrument Date	Sep 12, 2022
Instrument	2022R0033102
Transaction Type	Transfer
Record Updated	Oct 3, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033103
Date	Sep 22, 2022
Instrument	2022R0033103

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Richmond Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,369.00	$66,157 Land $16,609 Building $49,548	$198,471 Land $49,827 Building $148,644
2022		$54,455 Land $13,671 Building $40,784	$163,365 Land $41,013 Building $122,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10004 NW Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10004 NW Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND serves 2,089 people · EPA ID IL1110750
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW Circle Dr

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