10002 NW Circle Dr, Richmond, IL 60071 Property Records

McHenry County property record for 10002 NW Circle Dr, Richmond, IL 60071

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,164 sqft · built 1965
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,500 (Aug 2023)
Tax Bill	$4,512 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-16-228-023`

Property Details

APN / Parcel Number

Primary APN	`04-16-228-023`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,164 sqft Living Area
Gross Area	1,686 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Tri-Level
Construction Type	Frame
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	522 sqft

Location & Zoning

Street Address	10002 NW CIRCLE DR
City	RICHMOND
State	IL
Zip	60071-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0019242 LT 109 1ST ADDN TO HILLVIEW MEMO: ECK, MICHAEL C/ ELLIOTT, TIFFANY A
Legal Subdivision	1ST ADDN TO HILL
Legal Block	228
Legal Lot Number	109
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1040
Census Tract	870104

Owner

Source: McHenry County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10002 NW CIRCLE DR, RICHMOND, IL 60071-9544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Aug 10, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Feb 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MTG
Feb 10, 2020	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	202319242
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 7, 2023
Property Address	10002 NW CIRCLE DR, RICHMOND, IL 60071-9544
Document Number	0000019242
Map Reference	DOC 356986
Instrument Date	Aug 2, 2023
Instrument	2023R0019242
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1022 NW CIRCTE DR, RICHMOND, IL 60071

Mortgage

Document Number	0000019243
Date	Aug 7, 2023
Instrument	2023R0019243

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	0000019244
Date	Aug 7, 2023
Instrument	2023R0019244

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2033

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10002 NW CIRCLE DR, RICHMOND, IL 60071-9544
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10002 NW CIRCLE DRIVE, SKOKIE, IL 60077

Mortgage

Document Number	0000028156
Date	Aug 10, 2022
Instrument	2022R0028156

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	10002 NW CIRCLE DR, RICHMOND, IL 60071-9544
Document Number	0000004947
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10002 NW CIRCLE DR RICHMOND IL 600719544, RICHMOND, IL 60071-9544

Mortgage

Document Number	0000004947
Date	Feb 10, 2020
Instrument	4947

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 10, 2020
Property Address	10002 NW CIRCLE DR, RICHMOND, IL 60071-9544
Document Number	0000004946
Map Reference	DOC356986MB14PG30
Instrument Date	Jan 2, 2020
Instrument	2020R0004946
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1002 NW CIRCLE DR, RICHMOND, IL 60071

Mortgage

Document Number	0000004947
Date	Feb 10, 2020
Instrument	2020R0004947

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Richmond Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,512.00	$63,599 (+21.49%) Land $16,609 Building $46,990	$190,797 (+21.49%) Land $49,827 Building $140,970
2022	Homeowner's exemption	$52,349 Land $13,671 Building $38,678	$157,047 Land $41,013 Building $116,034

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND serves 2,089 people · EPA ID IL1110750
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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