Guadalupe County property record for 100 Saddle Trl, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,497 sqft · built 2007 |
| Lot Size | 0.158 acres (6,885 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $161,100 (Dec 2006) |
| Tax Bill | $3,395 (2025) |
| Deeds & Mortgages | Jan 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900100109700000 |
| Primary APN | 1G3900100109700000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| Gross Area | 1,980 sqft |
| 1st Floor Area | 1,497 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,885 sqft (0.158 acres) |
| Lot Dimensions | 120 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 355 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 254 sqft |
| Patio Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 100 SADDLE TRL |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #1 BLOCK 1 LOT 97 .1581 AC |
| Legal Subdivision | SADDLE CREEK RANCH #1 |
| Legal Tract | 97 |
| Legal Block | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 100 SADDLE TRL, CIBOLO, TX 78108-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2006 · Amount on Record |
| Deed Sale | Dec 28, 2006 · Amount on Record |
| Deed Document Number | 200627173 |
| Deed Book / Page | 2417 / 87 |
| Prior Transfer Date | Dec 22, 2006 |
| Prior Transfer Doc | 0000027173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 100 SADDLE TRL, CIBOLO, TX 78108-3027 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0099002359 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 202299002359 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,310 (-3.8%) Land $45,034 Building $200,276 | $245,310 (-3.8%) Land $45,034 Building $200,276 | |
| 2025 | $3,395.00 (-9.25%) Homeowner's exemption | $255,000 (-19.51%) Land $43,469 Building $211,531 | $255,000 (-19.51%) Land $43,469 Building $211,531 |
| 2024 | $3,741.00 (+15.21%) | ||
| 2023 | $3,247.00 (-16.96%) Homeowner's exemption | $316,817 Land $57,537 Building $259,280 | $316,817 Land $57,537 Building $259,280 |
| 2022 | $3,910.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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