Guadalupe County property record for 121 Saddle Trl, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,698 sqft · built 2009 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Aug 2021) |
| Tax Bill | $5,035 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900100101100000 |
| Primary APN | 1G3900100101100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Living Area |
| Gross Area | 3,190 sqft |
| 1st Floor Area | 1,287 sqft |
| 2nd Floor Area | 1,411 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 121 SADDLE TRL |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #1 BLOCK 1 LOT 11 0.1377 AC |
| Legal Subdivision | SADDLE CREEK RANCH #1 |
| Legal Tract | 11 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
121 Saddle Trl is owned and occupied by two individuals who bought it in August 2021.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 121 SADDLE TRL, CIBOLO, TX 78108-3027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Vendor's Lien, Transfer GARDNER FINANCIAL SERVICES LTD |
| Jun 14, 2021 | Warranty Deed, Transfer ALAMO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Aug 17, 2021 · Amount on File |
| Deed Document Number | 202199028394 |
| Prior Transfer Date | Aug 13, 2021 |
| Prior Transfer Doc | 0000028394 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 17, 2021 |
| Property Address | 121 SADDLE TRL, CIBOLO, TX 78108-3027 |
| Document Number | 0099028394 |
| Map Reference | VOL 6 PG 759-760A |
| Instrument Date | Aug 13, 2021 |
| Instrument | 202199028394 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 WESTERN BIT, HORSESHOE BAY, TX 78657-5690 |
| Name | Verified Name |
|---|---|
| Address | 121 SADDLE TRL, CIBOLO, TX 78108-3027 |
| Date | Aug 17, 2021 |
|---|
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 14, 2021 |
| Property Address | 121 SADDLE TRL, CIBOLO, TX 78108-3027 |
| Document Number | 0099020464 |
| Map Reference | VOL 6 PG 759&760A |
| Instrument Date | Jun 14, 2021 |
| Instrument | 202199020464 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | ALAMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 WESTENR PART, NORFORK, AR 72658 |
The 2025 property tax bill for 121 Saddle Trl was $5,035 with a homeowner's exemption, down 1.6% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,272 (-0.08%) Land $42,315 Building $305,957 | $348,272 (-0.08%) Land $42,315 Building $305,957 | |
| 2025 | $5,035.00 (-1.56%) Homeowner's exemption | $348,538 Land $39,830 Building $308,708 | $348,538 Land $39,830 Building $308,708 |
| 2024 | $5,115.00 (-34.62%) | ||
| 2023 | $7,823.00 (+29.95%) | $404,899 Land $53,339 Building $351,560 | $404,899 Land $53,339 Building $351,560 |
| 2022 | $6,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 Saddle Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 121 Saddle Trl is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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