100 Riverside Pl, Unit 705, Covington, KY 41011 Property Records

Kenton County property record for 100 Riverside Pl, Unit 705, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,510 sqft · built 1986
Lot Size	0.035 acres (1,510 sqft)
Owner	2 Trust Names on File
Last Sale	$600,000 (Aug 2024)
Tax Bill	$7,950 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`854-14-12-001.28`

Property Details

APN / Parcel Number

Primary APN	`854-14-12-001.28`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	46 Units
Stories	1 Story
Building Area	1,510 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Lot Area	1,510 sqft (0.035 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	100 RIVERSIDE PL, 705
City	COVINGTON
State	KY
Zip	41011-5716
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERSIDE PLAZA CONDO UNIT 705 1510.0 SQ FT & PS 24
Legal Subdivision	RIVERSIDE PLAZA
Legal Lot Number	705
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4017
Census Tract	67000

Owner

100 Riverside Pl, Unit 705 is owner-occupied and held in a trust since August 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	100 RIVERSIDE PL, 705, COVINGTON, KY 41011-5716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Nov 6, 2019 · Amount on File
Deed Document Number	20241
Deed Book / Page	300 / 901
Prior Transfer Date	Nov 6, 2014
Prior Transfer Doc	0005900287
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	100 RIVERSIDE PL UNIT 705, 705, COVINGTON, KY 41011-5716
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900207
Date	Jul 16, 2021
Book Page	242/808
Instrument	21071605900207

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 6, 2019
Property Address	100 RIVERSIDE PL UNIT 705, 705, COVINGTON, KY 41011-5716
Document Number	0000000005
Book / Page	006794 / 000077
Instrument Date	Oct 30, 2019
Instrument	5
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIVERSIDE PL #705 COVINGTON KY 410115716, 705, COVINGTON, KY 41011-5716

Mortgage

Document Number	6
Date	Nov 6, 2019
Book Page	006794/000080
Instrument	6

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 100 Riverside Pl, Unit 705 was $7,950.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,000 (-) Building $600,000	$600,000 (-) Building $600,000
2025	$7,950.00	$600,000 Building $600,000	$600,000 Building $600,000
2023	$4,262.00	$320,000 Building $320,000	$320,000 Building $320,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Riverside Pl, Unit 705 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Riverside Pl, Unit 705 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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