100 Riverside Pl, Unit 704, Covington, KY 41011 Property Records

Kenton County property record for 100 Riverside Pl, Unit 704, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,293 sqft · built 1986
Lot Size	0.03 acres (1,293 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Mar 2012)
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`854-14-12-001.27`

Property Details

APN / Parcel Number

Primary APN	`854-14-12-001.27`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	46 Units
Stories	1 Story
Building Area	1,293 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,293 sqft (0.03 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	100 RIVERSIDE PL, 704
City	COVINGTON
State	KY
Zip	41011-5715
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERSIDE PLAZA CONDO UNIT 704 1293.26 SQ FT & PS 28
Legal Subdivision	RIVERSIDE PLAZA
Legal Lot Number	704
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4017
Census Tract	67000

Owner

100 Riverside Pl, Unit 704 is owned and occupied by an individual who bought it in March 2012.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	100 RIVERSIDE PL, 704, COVINGTON, KY 41011-5715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2012 · Amount on File
Deed Sale	Mar 7, 2012 · Amount on File
Prior Sale	Jul 1, 2005 · Amount on File
Deed Document Number	201203 07 059 00104
Deed Book / Page	4788 / 168
Prior Transfer Date	Feb 29, 2012
Prior Transfer Doc	0005900104
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	100 RIVERSIDE PL UNIT 704, 704, COVINGTON, KY 41011-5715
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIVERSIDE PL 704, 704, COVINGTON, KY 41011-5715

Mortgage

Document Number	0005900049
Date	Jan 10, 2023
Book Page	KCM 433/652
Instrument	23011005900049

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 100 Riverside Pl, Unit 704 was $3,426.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,300 (+19.99%) Building $310,300	$310,300 (+19.99%) Building $310,300
2025	$3,426.00	$258,600 Building $258,600	$258,600 Building $258,600
2023	$3,444.00	$258,600 Building $258,600	$258,600 Building $258,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Riverside Pl, Unit 704 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Riverside Pl, Unit 704 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Riverside Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures