Kenton County property record for 100 Riverside Pl, Unit 404, Covington, KY 41011
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,293 sqft · built 1986 |
| Lot Size | 0.03 acres (1,293 sqft) |
| Owner | Trust Name on File |
| Last Sale | $94,600 (Jan 2023) |
| Tax Bill | $2,926 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 854-14-12-001.12 |
| Primary APN | 854-14-12-001.12 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 46 Units |
| Stories | 1 Story |
| Building Area | 1,293 sqft Finished Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,293 sqft (0.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 100 RIVERSIDE PL, 404 |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-5713 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVERSIDE PLAZA CONDO UNIT 404 1293.26 SQ FT & PS 50 |
| Legal Subdivision | RIVERSIDE PLAZA |
| Legal Lot Number | 404 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 67000 |
100 Riverside Pl, Unit 404 is owner-occupied and held in a trust since February 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 100 RIVERSIDE PL, 404, COVINGTON, KY 41011-5713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2024 | Intrafamily Transfer, Transfer |
| Jun 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Sep 14, 2021 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2023 · Amount on File |
| Deed Sale | Jan 26, 2023 · Amount on File |
| Prior Sale | Nov 22, 1999 · Amount on File |
| Deed Document Number | 202340 |
| Deed Book / Page | 210 / 925 |
| Last Transfer Date | Feb 26, 2024 |
| Transfer Doc | 0005900192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 27, 2024 |
| Property Address | 100 RIVERSIDE PL UNIT 404, 404, COVINGTON, KY 41011-5713 |
| Document Number | 0005900192 |
| Book / Page | KC 271 / 663 |
| Map Reference | MB 112 PG 379 |
| Instrument Date | Feb 26, 2024 |
| Instrument | 24022705900192 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 RIVER RD SIDE PL404, PL404, COVINGTON, KY 41016-1583 |
| Name | Verified Name |
|---|---|
| Address | 100 RIVERSIDE PL UNIT 404, 404, COVINGTON, KY 41011-5713 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 100 RIVERSIDE PL UNIT 404, 404, COVINGTON, KY 41011-5713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900301 |
|---|---|
| Date | Jun 4, 2021 |
| Book Page | 226/566 |
| Instrument | 21060405900301 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 100 RIVERSIDE PL UNIT 404, 404, COVINGTON, KY 41011-5713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 100 RIVERSIDE PL 404, 404, COVINGTON, KY 41011-5713 |
| Document Number | 0005900183 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 270/831 |
| Instrument | 21091405900183 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Sep 2, 2031 |
The 2025 property tax bill for 100 Riverside Pl, Unit 404 was $2,926 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,300 (+14.93%) Building $310,300 | $310,300 (+14.93%) Building $310,300 | |
| 2025 | $2,926.00 Homeowner's exemption | $270,000 Building $270,000 | $270,000 Building $270,000 |
| 2023 | $2,978.00 Homeowner's exemption | $270,000 Building $270,000 | $270,000 Building $270,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 100 Riverside Pl, Unit 404 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 individual policies |
| Nearby Flood Policies | 104 units insured incl. 82 condo units |
| Nearby Flood Claims | 9 (1997–2025) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 100 Riverside Pl, Unit 404 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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