100 Riverside Pl, Unit 403, Covington, KY 41011 Property Records

Kenton County property record for 100 Riverside Pl, Unit 403, Covington, KY 41011

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,123 sqft · built 1986
Lot Size	0.026 acres (1,123 sqft)
Owner	Individual Name on File
Last Sale	$489,900 (May 2026)
Tax Bill	$3,854 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`854-14-12-001.11`

Property Details

APN / Parcel Number

Primary APN	`854-14-12-001.11`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	46 Units
Stories	1 Story
Building Area	1,123 sqft Finished Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Lot Area	1,123 sqft (0.026 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	100 RIVERSIDE PL, 403
City	COVINGTON
State	KY
Zip	41011-5712
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERSIDE PLAZA CONDO UNIT 403 1122.86 SQ FT & PS 49
Legal Subdivision	RIVERSIDE PLAZA
Legal Lot Number	403
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4017
Census Tract	67000

Owner

100 Riverside Pl, Unit 403 is owned and occupied by an individual who bought it in May 2026.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	100 RIVERSIDE PL, 403, COVINGTON, KY 41011-5712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CINFED FEDERAL CREDIT UNION
Jan 27, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Mar 24, 2008 · Amount on File
Deed Document Number	202605079297
Deed Book / Page	426 / 175
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 7, 2026
Property Address	100 RIVERSIDE PL, 403, COVINGTON, KY 41011-5712
Document Number	0000009297
Book / Page	426 / 175
Instrument Date	Apr 30, 2026
Instrument	2026.9297
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	360 AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,479.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 RIVERSIDE PL, 403, COVINGTON, KY 41011-5712

Mortgage

Document Number	0000009298,
Date	May 7, 2026
Book Page	426/179
Instrument	2026.05.07.9298

Lender

Name	CINFED FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 27, 2023
Property Address	100 RIVERSIDE PL UNIT 403, 403, COVINGTON, KY 41011-5712
Document Number	0005900275
Book / Page	KC 211 / 177
Map Reference	MB 112 PG 379
Instrument Date	Jan 26, 2023
Instrument	23012705900275
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2360 CHAUVIN DR, LEXINGTON, KY 40517-3917

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 RIVERSIDE PL UNIT 403, 403, COVINGTON, KY 41011-5712

Tax Assessment & Valuation

The 2025 property tax bill for 100 Riverside Pl, Unit 403 was $3,854 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,000 (-) Building $340,000	$340,000 (-) Building $340,000
2025	$3,854.00 Homeowner's exemption	$340,000 Building $340,000	$340,000 Building $340,000
2023	$3,250.00	$244,000 Building $244,000	$244,000 Building $244,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 100 Riverside Pl, Unit 403 in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 individual policies
Nearby Flood Policies	104 units insured incl. 82 condo units
Nearby Flood Claims	9 (1997–2025)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Riverside Pl, Unit 403 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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