100 Prospect St, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 100 Prospect St, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	4,224 sqft · built 1966
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Oct 2005)
Tax Bill	$14,399 (2025)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`46-00603-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`46-00603-0000-00011`
Alternative APNs	`460060300011` `046800`

Interior

Stories	2 Stories
Building Area	4,224 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	100 ft deep x 125 ft wide

Location & Zoning

Account Number	046800
Street Address	100 PROSPECT ST
City	PARAMUS
State	NJ
Zip	07652-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2F
Legal Description	125X100 5LT
Legal Subdivision	SW WOOD-PROPERTY
Legal Block	603
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	1
Census Block	1014
Census Tract	42500

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 PROSPECT ST, PARAMUS, NJ 07652-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2005 · Amount on Record
Deed Sale	Oct 14, 2005 · Amount on Record
Deed Book / Page	8943 / 71
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	100 PROSPECT ST, PARAMUS, NJ 07652-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032962038
Date	Jul 17, 2019
Book Page	3296/2038
Instrument	19-045985

Lender

Name	AFFINITY FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%
Type Change Date	Jul 1, 2034
Index	1-Month LIBOR

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,034,000 (+7.64%) Land $422,600 Building $611,400	$1,034,000 (+7.64%) Land $422,600 Building $611,400
2025	$14,399.00 (+7.2%)	$960,600 (+12.47%) Land $362,000 Building $598,600	$960,600 (+12.47%) Land $362,000 Building $598,600
2024	$13,432.00 (+7.77%)
2023		$854,100 Land $302,300 Building $551,800	$854,100 Land $302,300 Building $551,800
2022	$12,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	10 (1999–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20