100 Optical St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 100 Optical St, Geneva, NY 14456

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1940
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on File
Last Sale$179,900 (Jan 2023)
Tax Bill$6,326 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Aug 2020 Refinance
+ 1 more
APN320500 104.10-2-57

Property Details

APN / Parcel Number

Primary APN320500 104.10-2-57
Alternative APNs
  • 050010401000020570000000
  • 06901010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area912 sqft
2nd Floor Area624 sqft
Upper Floors Area144 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeDetached
Garage Area294 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area94 sqft
Canopy210 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06901010
Street Address100 OPTICAL ST
CityGENEVA
StateNY
Zip14456-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block2
Legal Lot Number57.000
JurisdictionONTARIO NY
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2002
Census Tract51600

Owner

100 Optical St is owned and occupied by two individuals who bought it in January 2023.

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address100 OPTICAL ST, GENEVA, NY 14456-2231
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
FINGER LAKES FEDERAL CREDIT UNION
Aug 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CFCU COMMUNITY CU
Jul 20, 2017Deed, Transfer
NOT AVAILABLE, SAM BONNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2023 · Amount on File
Deed SaleJan 23, 2023 · Amount on File
Prior SaleJul 20, 2017 · Amount on File
Deed Document Number2023137
Deed Book / Page1512 / 19
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONTARIO NY
Recording DateJan 23, 2023
Property Address100 OPTICAL ST, GENEVA, NY 14456-2231
Document Number0001512/19
Book / Page1512 / 19
Instrument DateJan 20, 2023
Instrument202301230137
Transaction TypeTransfer
Record UpdatedJul 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
InvestorPossibly a Property Investor

Mortgage

Document Number202301230138
DateJan 23, 2023
Instrument202301230138
Lender
NameFINGER LAKES FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address100 OPTICAL ST, GENEVA, NY 14456-2231
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2983/110
DateAug 21, 2020
Book Page2983/110
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2035

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionONTARIO NY
Recording DateJul 20, 2017
Property Address100 OPTICAL ST, GENEVA, NY 14456-2231
Document Number0000001388/0000000494
Book / Page0000001388 / 0000000494
Instrument DateJul 20, 2017
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyNOT AVAILABLE, SAM BONNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 ROCKWELL RD, NEWFIELD, NY 14867-9275

Tax Assessment & Valuation

The 2026 property tax bill for 100 Optical St was $6,326, up 2.7% from the year before.

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
MunicipalityGeneva City
Unified School DistrictGeneva City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,326.00 (+2.74%)
2025$6,157.00$179,900 Land $6,800 Building $173,100$195,543 Land $7,391 Building $188,152
2023$125,000 (-) Land $6,800 Building $118,200$160,256 (+14.1%) Land $8,718 Building $151,538
2022$125,000 Land $6,800 Building $118,200$140,449 Land $7,640 Building $132,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 100 Optical St; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 100 Optical St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY
serves 13,334 people · EPA ID NY3401156
Water SourceSurface water
Last State InspectionAug 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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