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92 Optical St, Geneva, NY 14456 Property Records

Ontario County and Geneva City property record for 92 Optical St, Geneva, NY 14456

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,502 sqft · built 1940
Lot Size0.149 acres (6,500 sqft)
Owner2 Individual Names on Record
Last Sale$151,500 (Dec 2020)
Tax Bill$6,154 (2026)
Deeds & MortgagesDec 2023 Line of Credit
Dec 2020 Sale & Mortgage
APN320500 104.10-2-55

Property Details

APN / Parcel Number

Primary APN320500 104.10-2-55
Alternative APNs
  • 050010401000020550000000
  • 06901030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,502 sqft Living Area
1st Floor Area1,008 sqft
Upper Floors Area494 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
PorchSlab
Porch Area482 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number06901030
Street Address92 OPTICAL ST
CityGENEVA
StateNY
Zip14456-2231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block2
Legal Lot Number55.000
JurisdictionONTARIO NY
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2002
Census Tract51600

Owner

Source: Ontario County and Geneva City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address92 OPTICAL ST, GENEVA, NY 14456-2231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2023Deed of Trust, Mortgage · Line of Credit
FINGER LAKES FEDERAL CREDIT UNION
Dec 30, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
CNB MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Prior SaleSep 22, 2003 · Amount on Record
Deed Document Number2020148
Deed Book / Page1464 / 242
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address92 OPTICAL ST, GENEVA, NY 14456-2231
Transaction TypeMortgage
Record UpdatedMar 19, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003245/823
DateDec 21, 2023
Book Page3245/823
Instrument202312210232
Lender
NameFINGER LAKES FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONTARIO NY
Recording DateDec 30, 2020
Property Address92 OPTICAL ST, GENEVA, NY 14456-2231
Document Number001464/242
Book / Page1464 / 242
Instrument DateDec 17, 2020
Instrument202012300148
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202012300149
DateDec 30, 2020
Instrument202012300149
Lender
NameCNB MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Ontario County and Geneva City assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
MunicipalityGeneva City
Unified School DistrictGeneva City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,154.00 (+2.76%)
2025$5,989.00$175,000 (+43.44%) Land $6,800 Building $168,200$190,217 (+21.61%) Land $7,391 Building $182,826
2023$122,000 Land $6,800 Building $115,200$156,410 Land $8,718 Building $147,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY
serves 13,334 people · EPA ID NY3401156
Water SourceSurface water
Last State InspectionAug 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Empire Long Distance
Fiber		1,000 / 100
Verizon
Fixed Wireless		300 / 20
CBN
Fixed Wireless · not low latency		100 / 100
T-Mobile
Fixed Wireless		100 / 20

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