100 Oak St, Hurlock, MD 21643 Property Records

Dorchester County property record for 100 Oak St, Hurlock, MD 21643

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,656 sqft · built 1960
Lot Size0.441 acres (19,195 sqft)
Owner2 Individual Names on Record
Last Sale$99,900 (Feb 2011)
Tax Bill$2,362 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-003901

Property Details

APN / Parcel Number

Primary APN15-003901
Alternative APN
  • 003901

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,656 sqft Total Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleConventional
Exterior MaterialAsbestos
Roof MaterialComposition Shingle
Lot Area19,195 sqft (0.441 acres)
Garage TypeMixed
Garage Area504 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number003901
Street Address100 OAK ST
CityHURLOCK
StateMD
Zip21643-3406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 19,195 SQ. FT. 100 OAK STREET HURLOCK
JurisdictionDORCHESTER MD
Township / Civil Division15, HURLOCK
Census Block Group3
Census Block3023
Census Tract970200

Owner

Source: Dorchester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 132, HURLOCK, MD 21643-0132
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Nov 29, 2018Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2011 · Amount on Record
Deed SaleFeb 16, 2011 · Amount on Record
Prior SaleNov 14, 2007 · Amount on Record
Deed Document Number2011100656
Deed Book / Page1020 / 476
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address100 OAK ST, HURLOCK, MD 21643-3406
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016940462
DateNov 4, 2021
Book Page1694/462
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address100 OAK ST, HURLOCK, MD 21643-3406
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014950194
DateNov 29, 2018
Book Page1495/194
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityHurlock Town
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,133 (+17.34%)$151,600 (+17.34%) Land $27,500 Building $124,100
2025$2,362.00 (+7.61%)
2023$2,195.00$122,833$129,200 Land $27,500 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HURLOCK
serves 2,150 people · EPA ID MD0090005
Water SourceGroundwater
Last State InspectionOct 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Bay Country Communications
Cable
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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