200 Oak St, Hurlock, MD 21643 Property Records

Dorchester County property record for 200 Oak St, Hurlock, MD 21643

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,161 sqft · built 1940
Lot Size0.61 acres (26,589 sqft)
Owner2 Individual Names on File
Last Sale$169,900 (Jun 2018)
Tax Bill$3,735 (2026)
Deeds & MortgagesSep 2022 Transfer
Apr 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-004983

Property Details

APN / Parcel Number

Primary APN15-004983
Alternative APN
  • 004983

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,161 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area26,589 sqft (0.61 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number004983
Street Address200 OAK ST
CityHURLOCK
StateMD
Zip21643-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description26,589 SQ.FT. 200 OAK STREET HURLOCK
Legal SubdivisionOAK HEIGHTS DEV
JurisdictionDORCHESTER MD
Township / Civil Division15, HURLOCK
Census Block Group3
Census Block3023
Census Tract970200

Owner

200 Oak St is owned and occupied by two individuals who acquired it in September 2022.

Source: Dorchester County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address200 OAK ST, HURLOCK, MD 21643-3408
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Intrafamily Transfer, Transfer
Apr 29, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Jun 25, 2018Grant Deed, Transfer · FHA Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2018 · Amount on File
Deed SaleJun 25, 2018 · Amount on File
Prior SaleMar 3, 2003 · Amount on File
Deed Book / Page1469 / 459
Last Transfer DateSep 19, 2022
Transfer Doc0017680415
Record UpdatedOct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDORCHESTER MD
Recording DateSep 20, 2022
Property Address200 OAK ST, HURLOCK, MD 21643-3408
Document Number0017680415
Book / Page1768 / 415
Instrument DateSep 19, 2022
Transaction TypeTransfer
Record UpdatedSep 28, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 OAK ST, HURLOCK, MD 21643-3408

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address200 OAK ST, HURLOCK, MD 21643-3408
Transaction TypeMortgage
Record UpdatedMay 12, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 OAK ST, HURLOCK, MD 21643-3408

Mortgage

Document Number0017380320
DateApr 29, 2022
Book Page1738/320
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2052

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateJun 25, 2018
Property Address200 OAK ST, HURLOCK, MD 21643-3408
Document Number0014690459
Book / Page001469 / 000459
Instrument DateJun 21, 2018
Transaction TypeTransfer
Record UpdatedJul 9, 2018
Title CompanyVENTURE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$169.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address200 OAK ST HURLOCK MD 216433408, HURLOCK, MD 21643-3408

Mortgage

Document Number14690466
DateJun 25, 2018
Book Page001469/000466
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 200 Oak St was $3,735, up 2.9% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityHurlock Town
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,735.00 (+2.92%)$221,933 (+5.7%)$233,900 (-) Land $28,200 Building $205,700
2025$3,629.00$209,967$233,900 Land $28,200 Building $205,700
2023$3,369.00$188,500$198,000 Land $28,200 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 200 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 200 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HURLOCK
serves 2,150 people · EPA ID MD0090005
Water SourceGroundwater
Last State InspectionOct 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Bay Country Communications
Cable
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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