Houston County property record for 100 Gilbert Rd, Elko, GA 31025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,746 sqft · built 1957 |
| Lot Size | 4.62 acres (201,247 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Feb 2015) |
| Tax Bill | $3,112 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-3 |
| Primary APN | 37-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,746 sqft Heated Area |
| 1st Floor Area | 2,746 sqft |
| Basement Area | 1,287 sqft |
| Finished Basement | 1,287 sqft |
| Unfinished Basement | 1,300 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 201,247 sqft (4.62 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 1,168 sqft |
| Patio Area | 393 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 43300 |
|---|---|
| Street Address | 100 GILBERT RD |
| City | ELKO |
| State | GA |
| Zip | 31025-2210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | TRACT A, 4.62 AC LL 265,266 13TH LD13 |
| Legal Subdivision | MARTY A MCLEOD |
| Legal Tract | A |
| Jurisdiction | HOUSTON GA |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 21502 |
Source: Houston County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 100 GILBERT RD, ELKO, GA 31025-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Line of Credit VALLIANCE BANK |
| Mar 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORRIS BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Nov 14, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2015 · Amount on Record |
| Deed Sale | Feb 27, 2015 · Amount on Record |
| Prior Sale | Aug 31, 1984 |
| Deed Document Number | 2015877 |
| Deed Book / Page | 6781 / 59 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Jul 7, 2026 |
| Property Address | 100 GILBERT RD, ELKO, GA 31025-2210 |
| Document Number | 1087000224 |
| Book / Page | 10870 / 224 |
| Instrument Date | Jun 22, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 100 GILBERT RD, ELKO, GA 31025-2210 |
| Document Number | 1087000224, |
|---|---|
| Date | Jul 7, 2026 |
| Book Page | 10870/224 |
| Name | VALLIANCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 10, 2036 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 100 GILBERT RD, ELKO, GA 31025-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0090680054 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 9068/54 |
| Name | MORRIS BANK |
|---|---|
| Type | Bank |
| Address | DUBLIN, GA 31021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOUSTON GA |
| Property Address | 100 GILBERT RD, ELKO, GA 31025-2210 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0079680099 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 7968/099 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOUSTON GA |
| Recording Date | Nov 14, 2018 |
| Property Address | 100 GILBERT RD, ELKO, GA 31025-2210 |
| Document Number | 0080200128 |
| Book / Page | 008020 / 000128 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 GILBERT RD ELKO GA 310252210, ELKO, GA 31025-2210 |
Source: Houston County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Houston County |
| Unified School District | Houston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,112.00 (+20.43%) | $142,480 (+33.26%) Land $34,640 Building $107,840 | $356,200 (+33.26%) Land $86,600 Building $269,600 |
| 2023 | $2,584.00 (+5.9%) | $106,920 (+5.9%) Land $21,200 Building $85,720 | $267,300 (+5.9%) Land $53,000 Building $214,300 |
| 2022 | $2,440.00 | $100,960 Land $21,200 Building $79,760 | $252,400 Land $53,000 Building $199,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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