100 E 5th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 100 E 5th St, Rock Falls, IL 61071

Property Summary

Property Type	Commercial
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Dec 2017)
Tax Bill	$5,117 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Dec 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1127306001`

Property Details

APN / Parcel Number

Primary APN	`1127306001`
Alternative APN	`92066`

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Location & Zoning

Account Number	92066
Street Address	100 E 5TH ST
City	ROCK FALLS
State	IL
Zip	61071-1780
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	AREYS ADDITION LOT 12 BLK 7 142800X
Legal Subdivision	AREYS ADDITION
Legal Block	7
Legal Lot Number	12
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2008
Census Tract	1500

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1309 LOCUST ST, STERLING, IL 61081-2342
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Construction Loan · Line of Credit STERLING BK
Dec 7, 2017	Warranty Deed, Transfer · Line of Credit STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2017 · Amount on Record
Deed Sale	Dec 7, 2017 · Amount on Record
Prior Sale	Oct 20, 2014 · Amount on Record
Deed Document Number	20177401
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Nov 10, 2020
Property Address	100 E 5TH ST, ROCK FALLS, IL 61071-1780
Document Number	0000007323
Instrument Date	Nov 6, 2020
Instrument	7323
Transaction Type	Construction Loan
Record Updated	Nov 19, 2020
Title Company	INGEO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E 5TH ST ROCK FALLS IL 610711780, ROCK FALLS, IL 61071-1780

Mortgage

Document Number	0000007323
Date	Nov 10, 2020
Instrument	7323

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 9, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.25%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 7, 2017
Property Address	100 E 5TH ST, ROCK FALLS, IL 61071-1780
Document Number	0000007401
Instrument Date	Nov 30, 2017
Instrument	7401
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1309 LOCUST ST STERLING IL 610812342, STERLING, IL 61081-2342

Mortgage

Document Number	7402
Date	Dec 7, 2017
Instrument	7402

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 6, 2022

Interest

Rate Type	Adjustable Rate
Rate	9.9%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,117.00	$46,596 Land $5,528 Building $41,068
2024			$139,788 Land $16,584 Building $123,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Rise Broadband, Verizon.

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