304 E 5th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 304 E 5th St, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jun 2026)
Tax Bill	$529 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1127308006`

Property Details

APN / Parcel Number

Primary APN	`1127308006`
Alternative APNs	`101181` `123450`

Exterior

Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	142 ft deep x 66 ft wide

Location & Zoning

Account Number	123450
Street Address	304 E 5TH ST
City	ROCK FALLS
State	IL
Zip	61071-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAIN BROS SUB PT LOT 5 BLK 20 179400X
Legal Subdivision	CHAMBERLAIN BROS SUBDIVISION
Legal Block	20
Legal Lot Number	5
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2012
Census Tract	1500

Owner

Source: Whiteside County records · APN 1127308006

Assessment roll updated May 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	108 E 6TH ST, STERLING, IL 61081-3655
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 09, 2026 · Amount on Record
Deed Sale	Jun 09, 2026 · Amount on Record
Deed Document Number	20262862
Prior Transfer Date	Nov 18, 2025
Prior Transfer Doc	0000006557
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 09, 2026
Property Address	304 E 5TH ST, ROCK FALLS, IL 61071-1705
Document Number	0000002862
Instrument Date	May 26, 2026
Instrument	20262862
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$15,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 6TH ST, STERLING, IL 61081-3655

Mortgage

Document Number	0000002863,
Date	Jun 09, 2026
Instrument	20262863

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$529.00	$4,822 Land $526 Building $4,296
2024			$14,466 Land $1,578 Building $12,888

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Air Wireless Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: JAB Wireless, Verizon.

Based on FCC filings for 430 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ROCK FALLS serves 8,620 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.