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100 Co Rd 646, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 100 Co Rd 646, Cedar Bluff, AL 35959

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,938 sqft · built 2004
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jul 2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jul 2026 Sale
Flood ZoneZone X (minimal risk)
APN13-10-09-30-0-000-046.000

Property Details

APN / Parcel Number

Primary APN13-10-09-30-0-000-046.000
Alternative APNs
  • ALT APN:1009300000046000
  • 16866

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,938 sqft Living Area
1st Floor Area1,140 sqft
Upper Floors Area798 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,394 sqft (0.56 acres)
Garage TypeCarport
CarportCarport
PorchPatio
Porch Area256 sqft
Utility Building120 sqft

Location & Zoning

Account Number16866
Street Address100 COUNTY ROAD 646
CityCEDAR BLUFF
StateAL
Zip35959-3440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34, CEDAR PT EST S/D # 2, PB 7/39
Legal Range10E
Legal Township09S
Legal Section30
Legal SubdivisionCEDAR POINT ESTATES SECT. TWO
Legal Lot Number34
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group3
Census Block3058
Census Tract955702

Owner

Source: Cherokee County assessment roll, APN 13-10-09-30-0-000-046.000, as of December 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address430 HAYNES RD, CANTON, GA 30114-3505
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jul 02, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2026 · Amount on Record
Deed SaleJul 02, 2026 · Amount on Record
Prior SaleJun 11, 2026 · Amount on Record
Deed Document Number2026244605
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJun 11, 2026
Property Address100 COUNTY ROAD 646, CEDAR BLUFF, AL 35959-3440
Document Number0000244205
Instrument DateJun 08, 2026
Instrument2026244205
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$11,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 HAYNES RD, CANTON, GA 30114-3505
InvestorPossibly a Property Investor

Mortgage

Document Number0000244206,
DateJun 11, 2026
Instrument2026244206
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateJul 02, 2026
Property Address100 COUNTY ROAD 646, CEDAR BLUFF, AL 35959-3440
Document Number0000244605
Instrument DateJun 08, 2026
Instrument2026244605
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$22,220.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address430 HAYNES RD, CANTON, GA 30114-3505
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cherokee County assessment roll as of December 1, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$17,500 (+0.34%) Land $500 Building $17,000$174,900 (+0.34%) Land $5,000 Building $169,900
2023Additional exemption filed$17,440$174,300 Land $4,400 Building $169,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), as of March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199557023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 32 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		25 / 3
TDS Telecom
DSL		10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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