100 Border St, Shelby, IA 51570 Property Records

Shelby County property record for 100 Border St, Shelby, IA 51570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1999
Lot Size	1.4 acres (61,201 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,308 (2026)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`832909003013`

Property Details

APN / Parcel Number

Primary APN	`832909003013`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	61,201 sqft (1.4 acres)
Garage Type	Detached
Garage Area	1,056 sqft
Parking Spaces	4 Parking Spaces
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	100 BORDER ST
City	SHELBY
State	IA
Zip	51570-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C D & MC E ADD LTS 1-4 & LTS 9-12 &VACATED ALLEY BETW LTS 1-4 & LTS 9-12 BLK 3
Legal Subdivision	CAUGHRANS DAVIS & MCEWENS ADD
Legal Block	3
Legal Lot Number	1-4
Jurisdiction	SHELBY IA
Township / Civil Division	SHELBY
Census Block Group	1
Census Block	1118
Census Tract	960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 32, SHELBY, IA 51570-0032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 19, 2014
Transfer Doc	20142286
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Recording Date	May 13, 2026
Property Address	100 BORDER ST, SHELBY, IA 51570-3300
Document Number	0000000802
Instrument Date	Sep 18, 2017
Instrument	2026802
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 BORDER ST, SHELBY, IA 51570-3300

Mortgage

Document Number	0000000802,
Date	May 13, 2026
Instrument	2026802

Lender

Name	MEMBERS FCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	196 Months
Due	Sep 30, 2042

Interest

Rate	3.89%
Max Rate	-1%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Shelby City
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,308.00 (+6.06%)	$325,240 (-) Land $26,013 Building $299,227	$325,240 (-) Land $26,013 Building $299,227
2025	$4,062.00 Homeowner's exemption	$325,240 (+12.83%) Land $26,013 Building $299,227	$325,240 (+12.83%) Land $26,013 Building $299,227
2024	$4,062.00 (+23.99%)
2023		$288,264 (+43.72%) Land $26,013 Building $262,251	$288,264 (+43.72%) Land $26,013 Building $262,251
2022	$3,276.00 Homeowner's exemption	$200,571 Land $26,013 Building $174,558
2021			$200,571 Land $26,013 Building $174,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY WATER SUPPLY serves 727 people · EPA ID IA8369038
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.5 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile, Western Iowa Wireless.

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