Shelby County property record for 604 Border St, Shelby, IA 51570
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,040 sqft · built 1989 |
| Lot Size | 0.362 acres (15,750 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,862 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 832916000001 |
| Primary APN | 832916000001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,750 sqft (0.362 acres) |
| Lot Dimensions | 175 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 604 BORDER ST |
|---|---|
| City | SHELBY |
| State | IA |
| Zip | 51570-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33-78-40 PT NW SW 90' X 175' |
| Legal Range | 40W |
| Legal Township | 78N |
| Legal Section | 33 |
| Jurisdiction | SHELBY IA |
| Township / Civil Division | SHELBY |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 960200 |
604 Border St is owned and occupied by an individual.
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 BORDER ST, SHELBY, IA 51570-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 604 Border St was $2,862 with a homeowner's exemption.
Source: Shelby County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Shelby County |
| Municipality | Shelby City |
| Unified School District | AHSTW Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,862.00 | $199,200 (-5.19%) Land $14,985 Building $184,215 | $199,200 (-5.19%) Land $14,985 Building $184,215 |
| 2025 | $210,094 Land $14,985 Building $195,109 | $210,094 Land $14,985 Building $195,109 | |
| 2024 | $2,676.00 | ||
| 2023 | $184,400 (+44.19%) Land $14,985 Building $169,415 | $184,400 Land $14,985 Building $169,415 | |
| 2022 | $2,034.00 Homeowner's exemption | $127,883 Land $12,488 Building $115,395 | |
| 2021 | $127,883 Land $12,488 Building $115,395 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Border St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Border St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 62% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHELBY WATER SUPPLY serves 727 people · EPA ID IA8369038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.5 mg/L (2019–2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Marne & Elk Horn Telephone Company Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Nextlink, T-Mobile, Western Iowa Wireless.
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