10 Willow St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 10 Willow St, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,032 sqft · built 1830
Lot Size0.054 acres (2,370 sqft)
Owner2 Individual Names on Record
Last Sale$499,900 (May 2023)
Tax Bill$6,006 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-00000032

Property Details

APN / Parcel Number

Primary APN35-00000032
Alternative APN
  • NATI M:00000035 P:00000032

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,032 sqft Living Area
1st Floor Area407 sqft
Basement Area407 sqft
Unfinished Basement407 sqft

Exterior

Year BuiltBuilt 1830
Effective Year BuiltEffective 1947
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,370 sqft (0.054 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number35-00000032
Street Address10 WILLOW ST
CityNATICK
StateMA
Zip01760-3443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group2
Census Block2015
Census Tract382200

Owner

Source: Middlesex County and Natick Town records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 WILLOW ST, NATICK, MA 01760-3443
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · ARM
LEADER BANK NA
Jun 16, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MIDDLESEX SAVINGS BANK
May 30, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEADER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2023 · Amount on Record
Deed SaleMay 30, 2023 · Amount on Record
Prior SaleMay 31, 2011 · Amount on Record
Deed Document Number202356090
Deed Book / Page81588 / 104
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address10 WILLOW ST, NATICK, MA 01760-3443
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number085370-356
DateMar 23, 2026
Book Page85370/356
Instrument31249
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.63%
Type Change DateApr 1, 2036
IndexOther

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address10 WILLOW ST, NATICK, MA 01760-3443
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0078025-59
DateJun 16, 2021
Book Page78025/59
Instrument135842
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateMay 30, 2023
Property Address10 WILLOW ST, NATICK, MA 01760-3443
Document Number081588-104
Book / Page81588 / 104
Instrument DateMay 30, 2023
Instrument56090
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10 WILLOW ST, NATICK, MA 01760-3443

Mortgage

Document Number0000056091
DateMay 30, 2023
Instrument56091
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,006.00 (+3.5%)$502,200 (+6.11%) Land $364,200 Building $138,000$530,290
2024$5,803.00 (-0.38%)$473,300 (+2.71%) Land $343,900 Building $129,400
2023$5,825.00$460,800 Land $323,700 Building $137,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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