10 Willow St, Milford, CT 06460 Property Records

Milford City property record for 10 Willow St, Milford, CT 06460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 877 sqft · built 1915
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Feb 2023)
Tax Bill	$5,325 (2025)
Deeds & Mortgages	Mar 2024 Refinance Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MILF M:35 B:441 L:27`

Property Details

APN / Parcel Number

Primary APN	`MILF M:35 B:441 L:27`
Alternative APNs	`M:00035 B:00441 L:000027` `MLFD M:35 B:441 L:27` `6699`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	877 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	504 sqft
Basement Area	414 sqft
Unfinished Basement	414 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6699
Street Address	10 WILLOW ST
City	MILFORD
State	CT
Zip	06460-6348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	441
Legal Lot Number	27
Jurisdiction	MILFORD CT
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2001
Census Tract	150200

Owner

10 Willow St is owned and occupied by two individuals who bought it in February 2023.

Source: Milford City records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 WILLOW ST, MILFORD, CT 06460-6348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Feb 16, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage CONSTITUTION CREDIT LLC
May 23, 2022	Executor's Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	May 23, 2022 · Amount on File
Deed Document Number	2023830
Deed Book / Page	4050 / 120
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	Mar 27, 2024
Property Address	10 WILLOW ST, MILFORD, CT 06460-6348
Document Number	004091-693
Book / Page	4091 / 693
Instrument Date	Mar 22, 2024
Instrument	1401
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture

Mortgage

Document Number	0000001402
Date	Mar 27, 2024
Instrument	1402

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILFORD CT
Recording Date	Feb 16, 2023
Property Address	10 WILLOW ST, MILFORD, CT 06460-6348
Document Number	004050-120
Book / Page	4050 / 120
Instrument Date	Feb 10, 2023
Instrument	830
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 LANELL DR, STAMFORD, CT 06902-7831

Mortgage

Document Number	0000000831
Date	Feb 16, 2023
Instrument	831

Lender

Name	CONSTITUTION CREDIT LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MILFORD CT
Recording Date	May 23, 2022
Property Address	10 WILLOW ST, MILFORD, CT 06460-6348
Document Number	0004018-20
Book / Page	4018 / 20
Instrument Date	May 20, 2022
Instrument	4381
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WILLOW ST, MILFORD, CT 06460-6348

Mortgage

Document Number	0000004382
Date	May 23, 2022
Instrument	4382

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Willow St was $5,325.

Source: Milford City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Consolidated City	Milford City
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,325.00	$180,200 Land $90,440 Building $89,760	$257,429 Land $129,200 Building $128,229
2024	$5,325.00 (+8.76%)
2023	$4,896.00	$180,200 Land $90,440 Building $89,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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