10 Willard St, Hamden, CT 06518 Property Records

Hamden Town property record for 10 Willard St, Hamden, CT 06518

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,300 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$159,000 (Jan 2017)
Tax Bill	$11,984 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HAMD M:2731 B:008 L:00-0000`

Property Details

APN / Parcel Number

Primary APN	`HAMD M:2731 B:008 L:00-0000`
Alternative APN	`M:2731 B:008 L:00=0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
Gross Area	4,720 sqft
1st Floor Area	1,300 sqft
Attic	Attic
Attic Area	1,300 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 WILLARD ST
City	HAMDEN
State	CT
Zip	06518-3024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	8
Legal Lot Number	0000
Jurisdiction	HAMDEN CT
Township / Civil Division	HAMDEN
Census Block Group	2
Census Block	2003
Census Tract	166002

Owner

Source: Hamden Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 WILLARD ST, HAMDEN, CT 06518-3024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · ARM M & T BANK
Jan 13, 2017	Warranty Deed, Transfer WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2017 · Amount on Record
Deed Sale	Jan 13, 2017 · Amount on Record
Prior Sale	Jun 14, 1996 · Amount on Record
Deed Book / Page	4383 / 216
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMDEN CT
Property Address	10 WILLARD ST, HAMDEN, CT 06518-3024
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004966-269
Date	Apr 5, 2022
Book Page	4966/269
Instrument	2359

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	May 1, 2027
Index	1-Year CMT

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMDEN CT
Recording Date	Jan 13, 2017
Property Address	10 WILLARD ST, HAMDEN, CT 06518-3024
Document Number	4383-216
Book / Page	4383 / 216
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	43830219
Date	Jan 13, 2017
Instrument	04383/0219

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2047

Tax Assessment & Valuation

Source: Hamden Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Hamden Town
Unified School District	Hamden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,000 (+50.27%) Land $58,380 Building $172,620	$161,700 Land $40,866 Building $120,834
2024	$11,984.00 (+40.2%)	$153,720 (-1.48%) Land $40,250 Building $113,470
2023	$8,548.00	$156,030 Land $40,250 Building $115,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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