38 Willard St, Hamden, CT 06518 Property Records

Hamden Town property record for 38 Willard St, Hamden, CT 06518

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,080 sqft · built 1950
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Tax Bill$9,704 (2024)
Deeds & MortgagesJun 2020 Refinance
Jul 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNHAMD M:2731 B:013 L:00-0000

Property Details

APN / Parcel Number

Primary APNHAMD M:2731 B:013 L:00-0000
Alternative APN
  • M:2731 B:013 L:00=0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,080 sqft Living Area
Gross Area2,292 sqft
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address38 WILLARD ST
CityHAMDEN
StateCT
Zip06518-3024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Block13
Legal Lot Number0000
JurisdictionHAMDEN CT
Township / Civil DivisionHAMDEN
Census Block Group2
Census Block2003
Census Tract166002

Owner

Source: Hamden Town records · APN HAMD M:2731 B:013 L:00-0000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 WILLARD ST, HAMDEN, CT 06518-3024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CROSSPOINT FCU
Jul 05, 2018Deed of Trust, Mortgage
WEPAWAUG FLAGG FCU
Jun 23, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WEPAWAUG FLAGG FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address38 WILLARD ST, HAMDEN, CT 06518-3024
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4709-111
DateJun 23, 2020
Book Page4709/111
Instrument3239
Lender
NameCROSSPOINT FCU
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJul 01, 2030

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address38 WILLARD ST, HAMDEN, CT 06518-3024
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4528-73
DateJul 05, 2018
Book Page4528/73
Lender
NameWEPAWAUG FLAGG FCU
Agreement
AmountAmount Recorded
Term300 Months
DueJul 01, 2043

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMDEN CT
Property Address38 WILLARD ST, HAMDEN, CT 06518-3024
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4709-129
DateJun 23, 2020
Book Page4709/129
Instrument3240
Lender
NameWEPAWAUG FLAGG FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamden Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionHamden Town
Unified School DistrictHamden School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$187,040 (+48.53%) Land $56,980 Building $130,060$130,928 Land $39,886 Building $91,042
2024$9,704.00 (+38.57%)$125,930 (+2.68%) Land $39,340 Building $86,590
2023$7,003.00$122,640 Land $39,340 Building $83,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 400 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemREGIONAL WATER AUTHORITY
serves 418,900 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Willard St

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