10 W Front St, Washington, MO 63090 Property Records

Franklin County property record for 10 W Front St, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,847 sqft · built 2017
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Company Names on File
Tax Bill	$4,408 (2025)
Deeds & Mortgages	Apr 2026 Sale Nov 2025 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`10-5-22.0-1-077-040.400`

Property Details

APN / Parcel Number

Primary APN	`10-5-22.0-1-077-040.400`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,847 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,742 sqft (0.04 acres)

Location & Zoning

Street Address	10 W FRONT ST
City	WASHINGTON
State	MO
Zip	63090-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 FRONT STREET DEVELOPMENT PLAT IV
Legal Range	1W
Legal Township	44N
Legal Section	22
Legal Subdivision	FRONT STREET DEVELOPMENT
Legal Lot Number	5
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3039
Census Tract	800302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Washington Historic District listed 1989 · 92 contributing resources · NRIS 89001465

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10 W Front St is owned by a company that acquired it in April 2026.

Source: Franklin County records, as of May 12, 2026

Owner of Record	2 Company Names on File
Mailing Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer TRUE TITLE
Nov 19, 2025	Warranty Deed, Transfer · Line of Credit HERITAGE COMMUNITY BANK
Apr 10, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 25, 2021	Warranty Deed, Transfer
Oct 25, 2019	Deed of Trust, Mortgage HERITAGE CMNTY BK
May 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026
Deed Sale	Apr 30, 2026
Prior Sale	Apr 5, 2021
Deed Document Number	20262605612
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	0000017572
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 30, 2026
Property Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Document Number	0002605612
Instrument Date	Apr 24, 2026
Instrument	20262605612
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 19, 2025
Property Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Document Number	0002514727
Map Reference	PB P PG 431
Instrument Date	Nov 14, 2025
Instrument	2514727
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 W FRONT ST, WASHINGTON, MO 63090-2101

Mortgage

Document Number	0002514728
Date	Nov 19, 2025
Instrument	2514728

Lender

Name	HERITAGE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 14, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 10, 2023
Property Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Document Number	0002304055
Map Reference	DOC 1805772
Instrument Date	Apr 6, 2023
Instrument	2304055
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 W FRONT ST, WASHINGTON, MO 63090-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 25, 2021
Property Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Document Number	0002103520
Map Reference	DOC 1805770
Instrument Date	Feb 22, 2021
Instrument	2103520
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 WILLOW TWIST DR, NEW HAVEN, MO 63068-2913

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Document Number	0000014916
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 W FRONT ST WASHINGTON MO 630902101, WASHINGTON, MO 63090-2101

Mortgage

Document Number	0000014916
Date	Oct 31, 2019
Instrument	14916

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 21, 2019
Property Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Document Number	0000006078
Instrument Date	May 21, 2019
Instrument	6078
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	705 JEFFERSON ST WASHINGTON MO 630902709, WASHINGTON, MO 63090-2709

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 12, 2018
Property Address	10 W FRONT ST, WASHINGTON, MO 63090-2101
Document Number	0000016994
Instrument Date	Nov 29, 2018
Instrument	16994
Transaction Type	Transfer
Record Updated	Jan 7, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	705 JEFFERSON ST WASHINGTON MO 630902709, WASHINGTON, MO 63090-2709

Tax Assessment & Valuation

The 2025 property tax bill for 10 W Front St was $4,408.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,408.00	$84,638	$445,460 Land $26,140 Building $419,320
2023	$4,415.00 (-8.42%)	$77,781	$409,370 Land $26,140 Building $383,230
2022	$4,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 W Front St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 W Front St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Gateway Fiber.

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