10 W 2nd St, Dayton, OH 45402 Property Records

Montgomery County property record for 10 W 2nd St, Dayton, OH 45402

Property Summary

Property Type	Multi-Story Office Building
Details	80,840 sqft · built 1980
Lot Size	0.562 acres (24,503 sqft)
Owner	Individual Name on Record
Tax Bill	$120,827 (2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R72 00204 0005`

Property Details

APN / Parcel Number

Primary APN	`R72 00204 0005`

Interior

Stories	27 Stories
Building Area	80,840 sqft Total Area
1st Floor Area	16,168 sqft
2nd Floor Area	16,168 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1980
Exterior Material	Concrete
Lot Area	24,503 sqft (0.562 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 W 2ND ST
City	DAYTON
State	OH
Zip	45402-1791
Property Category	Commercial
Property Type	Commercial > Office > Multi-Story Office Building
Legal Description	109 PT 30 YR TIF 100% 2020-2049 FT 2050 2-4-6,7,8,22
Legal Lot Number	5
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	3
Census Block	3027
Census Tract	1501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Dayton Historic District listed 2019 · 93 contributing resources · NRIS 100004316

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 W 3RD ST, DAYTON, OH 45402-1814
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 25, 2023
Property Address	10 W 2ND ST, DAYTON, OH 45402-1791
Document Number	0000055054
Instrument Date	Oct 11, 2023
Instrument	202300055054
Transaction Type	Transfer
Record Updated	Nov 6, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 GRAYSTONE CT, MIAMISBURG, OH 45342-5922

Mortgage

Document Number	0000055055
Date	Oct 25, 2023
Instrument	202300055055

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$950,710 (+620.29%) Land $205,820 Building $744,890
2023	$120,827.00 (-5.45%)	$131,990 (-86.76%) Land $8,230 Building $123,760	$2,716,340 (-4.62%) Land $588,070 Building $2,128,270
2022	$127,792.00	$996,770 Land $205,820 Building $790,950
2020			$2,847,940 Land $588,070 Building $2,259,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, T-Mobile.

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