10 Townline Rd, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 10 Townline Rd, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,320 sqft · built 1999
Lot Size	1.18 acres (51,531 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jul 2005)
Tax Bill	$9,101 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6-012`

Property Details

APN / Parcel Number

Primary APN	`6-012`
Alternative APNs	`FRAN M:339 L:031` `M:006 L:012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	3,966 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	51,531 sqft (1.18 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6-012
Street Address	10 TOWNLINE RD
City	FRANKLIN
State	MA
Zip	02038-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAK KNOLL ESTATES
Legal Lot Number	31
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2012
Census Tract	442201

Owner

10 Townline Rd is owned and occupied by two individuals who bought it in July 2005.

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 TOWNLINE RD, FRANKLIN, MA 02038-3437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit DEAN COOPERATIVE BANK
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DEAN COOPERATIVE BANK
Sep 13, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2005 · Amount on File
Deed Sale	Jul 29, 2005 · Amount on File
Prior Sale	Oct 16, 2000 · Amount on File
Deed Document Number	2005133509
Deed Book / Page	22712 / 170
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 TOWNLINE RD, FRANKLIN, MA 02038-3437
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041624-100
Date	Feb 1, 2024
Book Page	41624/100
Instrument	6436

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 TOWNLINE RD, FRANKLIN, MA 02038-3437
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040709-549
Date	Jul 27, 2022
Book Page	40709/549
Instrument	66512

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 TOWNLINE RD, FRANKLIN, MA 02038-3437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38596-448
Date	Nov 12, 2020
Book Page	38596/448
Instrument	125374

Lender

Name	DEAN COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 TOWNLINE RD, FRANKLIN, MA 02038-3437
Document Number	37192-368
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TOWNLINE RD FRANKLIN MA 020383437, FRANKLIN, MA 02038-3437

Mortgage

Document Number	37192-368
Date	Sep 27, 2019
Book Page	037192/000368
Instrument	87670

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	10 TOWNLINE RD, FRANKLIN, MA 02038-3437
Document Number	35458-463
Book / Page	035458 / 000463
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35458-463
Date	Sep 21, 2017
Book Page	035458/000463
Instrument	89683

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Townline Rd was $9,101, down 1.4% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,101.00 (-1.44%)	$783,200 (-) Land $370,000 Building $413,200	$881,315 (+8.27%)
2024	$9,234.00 (+2.02%)	$783,200 (+8.85%) Land $370,000 Building $413,200	$813,960
2023	$9,051.00	$719,500 Land $343,300 Building $376,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Townline Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Townline Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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