Madison County property record for 10 Timber Ter, Troy, IL 62294 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,544 sqft · built 2005 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | Company Name on File |
| Last Sale | $421,000 (May 2025) |
| Tax Bill | $8,340 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2021 Mortgage + 3 more |
| APN | 09-2-22-04-06-103-001 |
| Primary APN | 09-2-22-04-06-103-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,544 sqft Living Area |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 38,333 sqft (0.88 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Garage Type | Attached |
| Patio Area | 240 sqft Patio |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10 TIMBER TER |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-3242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1ST ADDN TO THE NORTHWOODS AT PARK FOREST LOT 68 53 X 331.56 IRREGULAR |
| Legal Subdivision | FIRST ADDN |
| Legal Lot Number | 68 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 403531 |
Source: Madison County records · APN 09-2-22-04-06-103-001
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10 TIMBER TER, TROY, IL 62294-3242 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 03, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK ST CHARLES MO |
| Apr 18, 2018 | Grant Deed, Transfer · Conventional Mortgage FIRST ST BK/ST CHARLES |
| Jun 27, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST COLLINSVILLE BK |
| Nov 01, 2016 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2025 · Amount on Record |
| Deed Sale | May 06, 2025 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Document Number | 202512103 |
| Prior Transfer Date | Dec 14, 2020 |
| Prior Transfer Doc | 0000004880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Aug 19, 2022 |
| Property Address | 10 TIMBER TER, TROY, IL 62294-3242 |
| Document Number | 0000027584 |
| Map Reference | PC 62 PG 127 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022R27584 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2022 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10 TIMBER TER, TROY, IL 62294-3242 |
| Document Number | 0000027585 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022R27585 |
| Name | FLAGSTAR BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.73% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 03, 2021 |
| Property Address | 10 TIMBER TER, TROY, IL 62294-3242 |
| Document Number | 0000004880 |
| Map Reference | PC 62 PG 127 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2021R04880 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 TIMBER TER, 10, TROY, IL 62294-3242 |
| Name | Verified Name |
|---|---|
| Address | 10 TIMBER TER, TROY, IL 62294-3242 |
| Document Number | 0000004881 |
|---|---|
| Date | Feb 03, 2021 |
| Instrument | 2021R04881 |
| Name | FIRST STATE BANK ST CHARLES MO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 2.75% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Apr 18, 2018 |
| Property Address | 10 TIMBER TER, TROY, IL 62294-3242 |
| Document Number | 0000011451 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 11451 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 TIMBER TER TROY IL 622943242, TROY, IL 62294-3242 |
| Document Number | 11452 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 11452 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 10 TIMBER TER, TROY, IL 62294-3242 |
| Document Number | 0000022605 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 TIMBER TER TROY IL 622943242, TROY, IL 62294-3242 |
| Document Number | 0000022605 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 22605 |
| Name | FIRST COLLINSVILLE BK |
|---|---|
| Type | Bank |
| Address | TROY, IL 62294 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 09, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 10 TIMBER TER, TROY, IL 62294-3242 |
| Document Number | 0000010909 |
| Instrument Date | Nov 01, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2017 |
| Name | Verified Name |
|---|---|
| Address | 10 TIMBER TER TROY IL 622943242, TROY, IL 62294-3242 |
| Document Number | 0000010909 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 10909 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.49% |
|---|
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,340.00 (+6.91%) | $131,550 (+28.28%) Land $25,650 Building $105,900 | $394,650 (+28.15%) Land $76,950 Building $317,700 |
| 2024 | $7,801.00 (+10.26%) | ||
| 2022 | $7,075.00 | $102,550 Land $20,000 Building $82,550 | $307,958 Land $60,060 Building $247,898 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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