1 Timber Ter, Troy, IL 62294 Property Records

Madison County property record for 1 Timber Ter, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,762 sqft · built 2003
Lot Size	0.291 acres (12,694 sqft)
Owner	Company Name on Record
Tax Bill	$7,710 (2025)
Deeds & Mortgages	Feb 2026 Sale Feb 2024 Line of Credit + 2 more
APN	`10-2-16-33-18-301-004`

Property Details

APN / Parcel Number

Primary APN	`10-2-16-33-18-301-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,694 sqft (0.291 acres)
Lot Dimensions	110 ft deep x 115 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1 TIMBER TER
City	TROY
State	IL
Zip	62294-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADDN TO THE NORTHWOODS AT PARK FOREST LOT 70 115.36 X 110.04 IRREGULAR
Legal Subdivision	FIRST ADDN
Legal Lot Number	70
Jurisdiction	MADISON IL
Township / Civil Division	PIN OAK
Census Block Group	2
Census Block	2067
Census Tract	403701

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1 TIMBER TER, TROY, IL 62294-3242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit FCB BANKS
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANKCENTRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2026
Deed Sale	Feb 26, 2026
Prior Sale	Nov 10, 2011 · Amount on Record
Deed Document Number	20265678
Record Updated	Oct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Feb 26, 2026
Property Address	1 TIMBER TER, TROY, IL 62294-3242
Document Number	0000005678
Map Reference	PC 62 PG 127
Instrument Date	Feb 20, 2026
Instrument	2026R05678
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 TIMBER TER, TROY, IL 62294-3242

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1 TIMBER TER, TROY, IL 62294-3242
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	NOT AVAILABLE, MADISON COUNTY TITLE & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002922
Date	Feb 2, 2024
Instrument	2024R02922

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2038

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1 TIMBER TER, TROY, IL 62294-3242
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	NOT AVAILABLE, MADISON COUNTY TITLE & ESCRO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031731
Date	Nov 28, 2023
Instrument	2023R31731

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2038

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1 TIMBER TER, TROY, IL 62294-3242
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007716
Date	Feb 23, 2021
Instrument	2021R07716

Lender

Name	MIDWEST BANKCENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Pin Oak Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,710.00 (+6.17%) Homeowner's exemption	$116,940 (+6.93%) Land $26,490 Building $90,450	$350,820 (+6.93%) Land $79,470 Building $271,350
2024	$7,262.00 (+13.88%)	$109,360 (+20.76%) Land $24,770 Building $84,590	$328,080 (+20.64%) Land $74,310 Building $253,770
2022	$6,377.00	$90,560 Land $20,510 Building $70,050	$271,952 Land $61,592 Building $210,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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