10 Tennessee St, Murphy, NC 28906 Property Records

Cherokee County property record for 10 Tennessee St, Murphy, NC 28906

Property Summary

Property TypeOffice Building
Details2,214 sqft · built 1935
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Last Sale$270,000 (Aug 2021)
Tax Bill$3,493 (2025)
Deeds & MortgagesMay 2021 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN459210456290000

Property Details

APN / Parcel Number

Primary APN459210456290000
Alternative APN
  • 54442

Interior

Plumbing Fixtures18 Plumbing Fixtures
Units2 Units
Stories2 Stories
Building Area2,214 sqft Base Area
Gross Area9,052 sqft
1st Floor Area2,214 sqft
Upper Floors Area2,263 sqft
Basement Area2,263 sqft
Finished Basement2,263 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeWood Truss
Roof MaterialBuilt-Up Asphalt
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions80 ft deep x 35 ft wide
PorchSlab
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number54442
Street Address10 TENNESSEE ST
CityMURPHY
StateNC
Zip28906-2938
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeGB
Legal DescriptionLOT 3 FR BRIGHTLEAF IMAGING LLC 1447/566 A/14
Legal SubdivisionC E WOOD PROPERTY
Legal Lot Number3
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2069
Census Tract930402

Owner

Source: Cherokee County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10 TENNESSEE ST, MURPHY, NC 28906-2938
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleMay 3, 2021 · Amount on Record
Deed Book / Page1687 / 1328
Record UpdatedJun 8, 2026

May 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 3, 2021
Property Address10 TENNESSEE ST, MURPHY, NC 28906-2938
Document Number1679/934
Book / Page1679 / 934
Map ReferenceMB 1 PG 19
Instrument DateApr 7, 2021
Instrument2923
Transaction TypeConstruction Loan
Record UpdatedMay 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,190.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 TENNESSEE ST, 10, MURPHY, NC 28906-2938

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 TENNESSEE ST, MURPHY, NC 28906-2938

Mortgage

Document Number1679936
DateMay 3, 2021
Instrument1679/936
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term246 Months
DueNov 3, 2041

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
MunicipalityMurphy Town
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,493.00$558,710 (-)$558,710 (-) Land $100,800 Building $457,910
2023$558,710$558,710 Land $100,800 Building $457,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MURPHY
serves 4,498 people · EPA ID NC0120010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Peachtree Broadband Fiber.

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