Essex County and Saugus Town property record for 10 Summer St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,391 sqft · built 1930 |
| Lot Size | 0.115 acres (4,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $640,000 (Jan 2026) |
| Tax Bill | $6,038 (2026) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:009-E B:0003 L:0033 |
| Primary APN | SAUG M:009-E B:0003 L:0033 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,391 sqft Living Area |
| Gross Area | 2,715 sqft |
| 1st Floor Area | 851 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,996 sqft (0.115 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 8485004 |
|---|---|
| Street Address | 10 SUMMER ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-2139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 3 |
| Legal Lot Number | 33 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 208301 |
10 Summer St is owned and occupied by two individuals who bought it in January 2026.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 SUMMER ST, SAUGUS, MA 01906-2139 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Aug 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on File |
| Deed Sale | Jan 14, 2026 · Amount on File |
| Prior Sale | Nov 17, 2005 · Amount on File |
| Deed Document Number | 20261890 |
| Deed Book / Page | 43178 / 433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jan 14, 2026 |
| Property Address | 10 SUMMER ST, SAUGUS, MA 01906-2139 |
| Document Number | 043178-433 |
| Book / Page | 43178 / 433 |
| Instrument Date | Jan 14, 2026 |
| Instrument | 20260114001890 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 SUMMER ST, SAUGUS, MA 01906-2139 |
| Document Number | 20260114001900 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 20260114001900 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Aug 18, 2017 |
| Property Address | 10 SUMMER ST, SAUGUS, MA 01906-2139 |
| Document Number | 36112-401 |
| Book / Page | 36112 / 401 |
| Instrument | 434 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $37.56 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SUMMER ST, SAUGUS, MA 01906-2139 |
The 2026 property tax bill for 10 Summer St was $6,038, up 4.8% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,038.00 (+4.77%) | $579,500 (+7.39%) Land $344,200 Building $235,000 | $624,747 (-1.21%) |
| 2025 | $5,763.00 (+2.64%) | $539,600 (+2.35%) Land $314,500 Building $225,100 | $632,415 |
| 2024 | $5,615.00 (+2.9%) | $527,200 (+8.79%) Land $306,000 Building $221,200 | |
| 2023 | $5,457.00 | $484,600 Land $267,700 Building $216,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Summer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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