27 Summer St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 27 Summer St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,387 sqft · built 1917
Lot Size	0.283 acres (12,323 sqft)
Owner	2 Individual Names on File
Last Sale	$880,500 (Jul 2025)
Tax Bill	$7,365 (2025)
Deeds & Mortgages	Jul 2025 Sale & Refinance Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0009 L:0026`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0009 L:0026`
Alternative APNs	`M:009=E B:0009 L:0026` `6078017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,387 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,053 sqft
Basement Area	879 sqft
Unfinished Basement	879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,323 sqft (0.283 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6078017
Street Address	27 SUMMER ST
City	SAUGUS
State	MA
Zip	01906-2162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	9
Legal Lot Number	26
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1013
Census Tract	208301

Owner

Source: Essex County and Saugus Town records · APN SAUG M:009-E B:0009 L:0026

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 SUMMER ST, SAUGUS, MA 01906-2162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 11, 2025 · Amount on Record
Deed Sale	Jul 11, 2025 · Amount on Record
Prior Sale	Jul 15, 1997 · Amount on Record
Deed Book / Page	42826 / 389
Record Updated	Sep 20, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jul 11, 2025
Property Address	27 SUMMER ST, SAUGUS, MA 01906-2162
Document Number	042826-389
Book / Page	42826 / 389
Instrument Date	Jul 11, 2025
Instrument	20250711004030
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 SUMMER ST, SAUGUS, MA 01906-2162

Mortgage

Document Number	20250711004040
Date	Jul 11, 2025
Instrument	20250711004040

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	27 SUMMER ST, SAUGUS, MA 01906-2162
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36602-37
Date	Mar 26, 2018
Book Page	36602/37
Instrument	180326001800

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,365.00 (+2.39%)	$689,600 (+2.1%) Land $341,600 Building $348,000	$830,015
2024	$7,193.00 (+2.03%)	$675,400 (+7.87%) Land $332,400 Building $343,000
2023	$7,050.00	$626,100 Land $290,800 Building $335,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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